River Falls State Bank is a Wisconsin based bank that offers a number of competitive mortgage loan programs in the Badger State along with a number of other financial services and products.   River Falls State Bank has been offering home loans before the ferocious badger was selected as the state animal.  The bank started in operations in 1949 while the badger was appointed the state animal back in 1957. 

River Falls State Bank offers aggressive mortgage rate pricing on several different residential loans.  Mortgage loans in Wisconsin available from River Falls State Bank includes fixed rate mortgages, adjustable rate mortgages, home improvement loans, home equity mortgages and lines of credit, construction loans and Wisconsin Housing and Economic Development Authority (WHEDA) home loans.

A sample of the current mortgage rates in Wisconsin offered by River Falls State Bank includes the following:

The 30 year fixed rate mortgage has an interest rate of 3.500 percent with no points and an APR of 3.550 percent.
The 30 year fixed rate mortgage with one point is at 3.375 percent and an APR of 3.506 percent.
The 15 year fixed rate mortgage has an interest rate of 2.750 percent with zero points and a 2.803 percent APR.
With one point discount fee, the 15 year mortgage drops to 2.500 percent and a 2.553 percent APR.

A 20 year term mortgage loan has a rate of 3.375 percent with no points and an APR of 3.445 percent.
The 20 year home loan rate is reduced to 3.250 percent with one point resulting in APR of 3.443 percent.

All mortgage rates were obtained directly from the bank website and are accurate as of July 26, 2012.  All of the mortgage interest rates and Annual Percentage Rates (APRs) for Wisconsin home loans listed are subject to change without notice and require bank approval.  

The current WI mortgage rates from River Falls State Bank are based on a purchase for a single-family, primary residence, with a borrower credit score of 740, and a 20 percent or greater down payment.  Individual mortgage interest rate quotes will depend on several underwriting factors such as the loan term and loan amount, the property type and condition, the borrower’s credit score, the loan-to-value ratio as well as other loan approval conditions.

For more information on the River Falls State Bank mortgage loan products or WI mortgage interest rates contact the bank representatives directly at (715) 425-6782 or (866) 737-2669.  River Falls State Bank is headquartered in River Falls, WI. 

Us the listed mortgage rates tables for 30 year mortgage rates, 20 year mortgage rates15 year mortgage rates and Wisconsin mortgage rates to compare other bank mortgage rates and help you find the best mortgage rates that suit your needs and budget.

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