View the latest mortgage information and news on Whitney Bank mortgage programs. Find information about Whitney Bank mortgage contact information and locations. Whitney Bank offers a wide range of mortgage loan services for home purchases and loan refinances. Use the Whitney Bank contact information if you have questions about Whitney Bank mortgage loans, Whitney Bank mortgage rates, bank fees, mortgage loan application requirements and more.

Whitney Bank is a full service financial institution with numerous bank branches that can help with an assortment of home financing needs. Whitney Bank mortgage loans cover conventional home financing as well as first time home buyers, jumbo loan needs, government insured mortgage loans and even reverse mortgages. Whitney Bank mortgage options are available through the bank branches by calling a Whitney Bank mortgage representative or through the online banking mortgage center.

Discover how Whitney Bank mortgage loans can be tailored to suit your budget and individual needs. Whether you are a first time home buyer, buying a second home on the shore, looking to tap your equity buying your home with a home equity loan or reverse mortgage, Whitney Bank mortgage solutions may very well fit your loan needs.

For additional resources regarding current mortgage rates including 30 year fixed rate mortgages and FHA mortgage loans please see:
10 Year Mortgage Rates 15 Year Mortgage Rates
20 Year Mortgage Rates 30 Year Mortgage Rates
FHA Mortgage Rates Jumbo Mortgage Rates

Prospective home buyers and home loan refinance candidates can also find current mortgage rates by state including:
Illinois Mortgage Rates,Florida Mortgage Rates, New York Mortgage Rates, Texas Mortgage Rates, Ohio Mortgage Rates, Maryland Mortgage Rates, Arizona Mortgage Rates, California Mortgage Rates, New Jersey Mortgage Rates, Massachusetts Mortgage Rates and more.

 


Whitney Bank Mortgages

Whitney National Bank is a regional community bank that is headquartered in New Orleans, Louisiana.  The bank operates in five states including; Louisiana, Mississippi, Alabama, Texas and Florida.  The bank originates mortgage loans through the more 150 bank branch locations operated by the bank as well as via phone and through the bank website online. 

Whitney Bank is a full service bank for businesses and individuals that offers a number of different home financing options.  Whitney National Bank is one of the 100 largest banks in the United States. 

The bank website offers a great deal of information on the Whitney mortgage loan programs and contact resources for loan application submissions.  Consumers can apply online for a mortgage quickly with the bank website as well as check available mortgage rates, calculate monthly mortgage payments, find articles on the home buying process, types of mortgage products offered by the bank, home loan refinancing options, and more.

The bank website not only provides a means for consumers to apply for their mortgage online but also provides other helpful resources from online mortgage calculators to planning worksheets and detailed loan product information.  Through the bank website, consumers can also locate a local Whitney Bank mortgage loan officer to assist with any home financing questions or support.

Whitney mortgage loans include conventional fixed rate loans, adjustable rate loans, FHA and VA loans, jumbo loans and reverse mortgages.

The 30 year fixed rate loan is the most often used mortgage loan product by homebuyers who expect long term ownership of the home.  The monthly principal and interest payments on all of the fixed rate loans offered by Whitney Bank remain the same for the life of the loan. 

The Whitney Bank adjustable rate loan products are better geared towards home loan borrowers who plan to keep the home for a shorter period of time.  With the adjustable rate mortgage, the interest rate is fixed for an initial period generally lasting 3, 5, 7, or 10 years in length.  The initial rate on the adjustable rate mortgage is typically lower than a conventional fixed rate loan allowing for lower monthly payments during the initial fixed rate period.

The FHA and VA Loans that offered by Whitney Bank are loans that are guaranteed by the Federal Government.  These loans are designed to increase home ownership for low or no down payment borrowers and provide easier qualification requirements.

Whitney Bank jumbo loans are available as either fixed rate loans or adjustable rate loans.  Some of the Whitney jumbo loan programs accommodate loan amounts up to $3,000,000.00.

The bank has no cost at all for completing the online mortgage application.  Upon completion of the home loan application, prospective borrowers have the option to submit the application for an automated approval for which the bank currently charges a $60.00 application fee.

Whitney Bank currently offers Reverse Mortgages in Alabama, Florida, Louisiana and Mississippi only.  A Whitney Bank reverse mortgage specialist can be reached at (504) 599-2140 or (800) 347-7272, ext. 2140.

The main contact number for Whitney Bank to discuss Whitney mortgage rates and Whitney mortgage loan options is 1-800-813-7346.