West Shore Bank has been providing mortgage loans to consumers in Michigan since the early 1900’s.  The bank has prospered in home real estate financing in The Great Lakes State due to the attention the bank gives to this segment of banking.  West Shore Bank emphasizes its home loan offerings with flexible terms, competitive mortgage rates in MI and low fees.

West Shore Bank not only offers an ample selection of loan options for home financing, but West Shore is a local Michigan bank that understands the local market.  The web site for the bank identifies West Shore Bank as the number one home lender in their market.
At the West Shore Bank website, westshorebank.com, consumers can find information on the variety of mortgage loan products available at the bank.  Potential home loan borrowers can also complete a new mortgage loan application online, find easy to use mortgage calculators and utilize the bank mortgage rate tool to access current mortgage rates in Michigan available at West Shore Bank.

Mortgage borrowers can compare current fixed rate mortgages, adjustable rate mortgages and jumbo mortgage rates in Michigan available at the bank. 
Mortgage products available at West Shore Bank include; standard fixed rate mortgages with several different term options, balloon mortgages, construction loans, second home financing, home improvement loans and home equity loans.

Based on information obtained at the bank website using the mortgage rate tool, the following current Michigan mortgage rates are available at West Shore Bank based on a loan of $225,000:

A 30 year fixed rate mortgage in MI has a rate of 3.500 percent with no points and an APR of 3.529 percent.

The 20 year term mortgage loan at West Shore has an interest rate of 3.375 percent with zero points and a 3.415 percent APR.

The Michigan 15 year mortgage rate is 2.875 percent and zero points for an APR of 2.926 percent.

The Michigan mortgage rates listed are current as of September 4, 2012 and are subject to change at any time.  All home loans rates are based certain assumptions including a minimum 20 percent down payment, a borrower with excellent credit, a purchase loan for a single family owner occupied property as well other factors that could impact the mortgage rates.  The actual interest rate and fees available to a borrower will be based on their credit history and other underwriting conditions and may be different than the rates displayed.

Additional mortgage loan information and current mortgage rates can be obtained by calling a West Shore Bank customer service representative at 231-845-3500 or 888-295-4373.  Information on the bank loan programs is also available buy visiting one of the West Shore Bank locations. West Shore Bank manages in eight full-service branches in Michigan.  A list of other home loan rates in Michigan can be found at Michigan mortgage rates.

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