Waterbury Mortgage Rates

Find and compare current mortgage rates and home loan terms available in Waterbury, Connecticut. Review the mortgage rates, terms, and loan costs from the largest mortgage lenders operating in the region. Mortgage shoppers in Waterbury and the surrounding area can use the mortgage rate data to select a lending option that is right for their needs. From fixed rate and adjustable rate mortgages to home equity loans and FHA loans, as well as VA loans and jumbo loans, there are a variety of low cost home loan options in Waterbury to choose from.

The top mortgage lenders serving Waterbury, CT offer a number of different fixed rate conventional mortgage loans with terms of up to 30 years that are fully amortizing. New home loan borrowers can also find adjustable-rate mortgage loans that provide an initial fixed interest rate for one, three, five, seven or ten years and that amortize over a period up to 30 years.

To make the process easy to find a new home loan, a list of the current mortgage rates for a 30 year fixed rate mortgage is listed with the rate, points and APR.

Waterbury Mortgage Rates
Waterbury Mortgage Lender Mortgage Rate Points APR
Webster Bank 30 Year Mortgage Rates
websteronline.com
877-892-4798
3.500 0.000 3.569
Peoples United Bank 30 Year Mortgage Rate
peoples.com
855-782-5363
3.250 0.250 3.360
Eastern Bank 30 Year Mortgage Rate
easternbank.com
800-327-8376
3.250 0.000 3.300
Washington Trust 30 Year Mortgage Rate
washtrust.com
800-475-2265
3.500 0.000 3.568
Santander 30 Year Mortgage Rate
santanderbank.com
877-729-4801
3.875 0.000 4.036


The lenders in the region not only provide competitive rates and loan costs, but their local mortgage operations also provide personal service that make it easier to select a new loan and get through to the final loan approval. Everything about the mortgage loan process is handled locally. This means borrowers are working with people who know the market, know the borrowers personal situation, and understand the financing needs of the area.

Choosing a mortgage in Waterbury and any other town or city in Connecticut is all about the basics, getting a low, market based rate with an affordable payment and quality service. For borrowers that already bought a home, a number of refinancing options are available from the lenders in Waterbury. With a mortgage loan from a Waterbury mortgage lender, existing homeowners are able to consolidate debit, lower their monthly payment or shorten the term of their loan by refinancing their current mortgage.

Mortgage rates may vary due to property type and value, credit qualifications, loan program selected, and other factors. Other terms and conditions may apply. Additionally, the mortgage interest rates and terms are based on the institution’s online published rates and may have changed since this offer was posted. Contact the financial institutions directly for the most recent rate updates and to review the terms of the offer.

All information is based on sources deemed reliable, but no warranty or guarantee is made as to its accuracy or completeness.

Certificate of deposit interest rates were just fractionally lower for the week ending June 18, 2010 based on the survey of bank CD rates performed by Selectcdrates.com. National CD rates for the three month, six month and two year maturities ended the week unchanged from the prior week. The one year and five
CD interest rates for the week ending October 9, 2009 were mostly lower with the exception of the one year CD rates which managed to hold steady without a change to the average yield. The average of the best six month CD rates available nationally dropped by two basis points or 2/100 week over week.  The
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