Find and review the latest bank fee information for VantageSouth Bank of North Carolina.  Compare the current bank fees found for the most widely used bank services and bank accounts at VantageSouth Bank.  The bank fee data can help consumers make the most of their banking dollars by receiving the right services and products while paying the least for those services and products.

VantageSouth Bank ATM Fees:

VantageSouth Bank has no ATM fee for balance inquiries, withdrawals, and fund transfers at any VantageSouth ATM.

The foreign ATM fee charged for withdrawals at non-VantageSouth Bank ATM is $0.00.
VantageSouth Bank does not charge for using non-VantageSouth Bank ATMs.

VantageSouth Bank Overdraft Fees and Insufficient Funds Fees:

The VantageSouth Bank overdraft or non-sufficient funds (NSF) fee is $36.00.  The fee is charged for non-sufficient funds on checks that are paid or those that are returned.  There is a maximum of five overdraft fees or NSF fees charged per day for a maximum of $180.00.

The continuous overdraft fee or daily overdraft fee is $5.00 per day.  The continuous overdraft fee is charged each day after an account has been overdrawn for one consecutive business day.

Deposited items returned unpaid fee is $5.00. 

VantageSouth Bank Wire Transfer Fees:

Domestic incoming wire transfer fee is $15.00.
Domestic outgoing wire transfer fee is $25.00.
International incoming wire transfer fee is $15.00.
International outgoing wire transfer fee is $50.00.

Additional Common Bank Fees and Charges at VantageSouth Bank:

Stop payment fee is $29.00.  Online stop payment requests are $20.00.
Cashier’s check fee is $5.00.
Copies of statements are $5.00 for each page if less than one year or $12.00 if greater than one year.
Check copy fee is $2.00 for each page if less than one year or $12.00 if greater than one year.
Legal processing for garnishments or an account levy is $75.00 per occurrence.
Dormant account fee is $5.00 per month.  The dormant account fee is charged on checking accounts with no customer activity after one year and savings accounts that have no customer account activity after two years.
Early account closing fee is $25.00.  Account closing fee charged for accounts closed within 90 days of opening.

VantageSouth Bank is a community bank based in Raleigh, North Carolina.  VantageSouth Bank is a state-chartered bank operating over 4o branch locations in NC from the central Piedmont to the coast of North Carolina.  The bank offers a broad range of banking products and services, including checking and savings accounts, individual retirement accounts, certificates of deposit, commercial, consumer and personal loans, mortgage banking and other financial services.

The information regarding VantageSouth Bank and VantageSouth Bank fees is intended to be accurate, but the information is not guaranteed.  This information should be verified prior to opening an account.  Additional information can be obtained by calling a VantageSouth Bank customer service representative at 855-887-2265, visiting the bank web site at, or reviewing the bank’s Consumer Fee Schedule for more details.

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