For short term CD rates in Montana, American Federal Savings Bank has the competition beat.  American Federal Savings Bank was formed in 1922 and is headquartered in Helena, Montana.  It has additional bank branches in Butte, Bozeman and Townsend.  American Federal Savings Bank has two promotional CD accounts with interest rates that are available through Jnauary 6, 2009.  The bank currently offers a 4 month CD that earns an interest rate of 2.75% APY.  The bank also offers an 8 month CD that has a yield of 2.50% APY.  The minimum depoist to open either of these bank CDs is $1,000.00.

If the interest rates on these products are not enough to convert a customer to an American Federal Savings Bank customer, the bank has a variety of savings, money market and interest bearing checking accounts with above market interest rates as well.

And finally the mission statement of the bank expresses the kind of commitment from a financial institution that makes you want to move to Montana just to appreciate the services provided by this bank.

“The mission of our community bank is to efficiently increase value for our customers, shareholders, employees and communities.  We deliver outstanding and fairly-priced financial products and services to consumers and small businesses in Southcentral Montana.  We provide superior personal and professional service.  We are always mindful of the fact that our greatest asset is the trust and loyalty of our customers and that our future depends upon our reputation for honesty and fairness.”

The bank web address to view the promotional CD rates as well as other bank savings products and terms is  Interest rates are subject to change and additional conditions may exist, to contact the bank directly call 406-442-3080.

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