Finding the best savings rates in Ohio has become a little easier.  Peoples Community Bank, a West Chester, Ohio federally chartered savings bank is offering one of the best savings packages in Ohio.  The bank has advertised this weekend in the Cincinnati Enquirer a tiered savings account yielding 4.00%.  This account has a minimum deposit of a $1,000.00 and pays a tiered interest rate based on the balance held.  Balances in the savings account between $10,000.00 and $100,000.00 earn the 4.00% APY.  This is a variable rate account.  Savings account balances between $1,000.00 to $9,999.00 earn an interest rate of 1.25%.  Bank savings account balances under $1,000.00 do not earn interest.

Peoples Community Bank also offers the top CD rates in Ohio.  The promotional CD accounts require a Peoples Bank Premium Checking Account to receive the rate.  The bank offers an 11 month CD interest rate at 4.00%.  The rate on the account without a Peoples Premium Checking account is 3.75%.  I addition to the short term CD, the bank markets the best CD rate for a term of 45 months.  The 45 month CD has an APY of 5.25%.  The interest rate on this CD without the checking account with the bank is 5.00%.

Peoples Community Bank offers a variety of personal banking solutions for consumers, including checking and savings accounts for personal and business needs.  The bank also offers customers certificates of deposit (CDs) and Individual Retirement Accounts (IRAs).  Peoples Community Bank also offers a number of lending solutions for its customers, including mortgages, business loans and investor loans.  The bank has 19 full service offices offering financial services and products to customers throughout the Greater Cincinnati.  The bank web address is, they can be reached by phone at 888-815-3530.  Additional terms and rates are available, additional conditions may apply, rates subject to change without notice.  Contact a local branch bank office for details or program changes.

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