Always read and save your most recent bank disclosures regarding your checking accounts, savings account and/or money market accounts.  Understanding the fees, services and interest rates is an important process to make sure you are getting the best bang for your buck.  Make sure you know what you are getting, what you are entitled to and change your accounts or bank if these features don’t meet your needs.  Banks and related financial institutions are always eager to acquire new customers, get the right rates and services or find a the financial institution that better suits your needs.  This process also helps to avoid unnecessary charges along with increasing savings rates.

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