Maximizing bank rates and reducing bank fees should be a regular process.  This is regardless of your income and the amount of money invested with bank CDs or held in bank checking accounts.  Analyzing your bank transactions and activity is a key step to controlling both incremental rates of return and the slow reduction of capital by excessive fees and low rates of return.  Shop and compare bank products from the highest CD rates to the minimum balance requirements on checking accounts to increase your wealth.

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