If you find your bank checking account or savings account balance is drifting lower due to high recurring monthly expenses, now is a time to review you household budget.  A significant hole in the budget may be high monthly credit card payments.  If you find yourself falling behind on credit card payments, pay the highest interest rate cards first.  While this seems like rewarding those who punish you most, it saves money in shorter period of time.   Once the credit card payments and credit card debts are under control, it’s time to switch to a credit card with a lower interest rate.  Visit www.bestcreditcardrates.com for information on credit card rates and credit card offers.

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