When shopping for a checking account, make sure that you avoid any headaches you may incur in the future by simply choosing free checking accounts.  Banks will use a variety of savvy marketing techniques to get you as a customer.  However, these accounts may not always be the best thing for your needs.  If you find utility in certain bank services not found in these accounts, you may be willing to pay at least something extra to have them.  Review the fee schedules from the bank and compare different checking and savings products to see if it may worth the added costs for the features you may need.

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