Banks are great place to get a high rate of return during a rough investment market. Banks are also the number one destination for an emergency cash fund.  Everyone needs an emergency savings plan that insulates them from both expected  and unexpected large expenditures.  Bank CDs and savings products are convenient, offer stable interest rates and FDIC protection.  Bank money market accounts, savings accounts and CDs provide a great resource to store emergency cash needs while offering a competitive and secure interest rate.

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