Certificates of deposit are one of the safest investment products for short term savings.  Bank CDs should be a staple in any well diversified portfolio.  To get the most from a bank CD, you should know where the best CD rates are, what the CD features are, and what the present interest rate market and conditions look like.  With varying terms, rates and banks to choose from investing in a bank CD without shopping and comparing bank rates is like throwing darts at a dart board.  Stay informed to maximize returns and avoid missing a better return on your investment.

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