Many banks are offering an interest rate increase on your checking account if your paycheck is deposited electronically.  Your bank can help arrange for the direct deposit of your pay checks, pension or social security checks without charge.  Direct deposit results in no delays in getting funds deposited because checks may get lost in the mail, forgotten at work or waiting in your mailbox so you can drive to the bank.  Over time, don’t let the direct deposit stop you from comparing other bank rate and account offers.  Switching bank accounts even with the direct deposit feature is easy and quick and should not be a barrier or excuse for obtaining a better account rate and better services.

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