When you review and compare bank products for the highest interest rates and lowest fees make sure you’re signed up for the right bank services to meet your needs.  Sometime a simple adjustment to your existing banking routine can get you a higher interest rate or reduce or eliminate certain service charges.  Having your paycheck automatically deposited into your checking account can often reduces charges that may be caused by low minimum balance fees or in some cases offer an increased interest rate simply by adding this feature to your account.  Also consider using more than one account to reduce the fees and increase the bank rate, such as a free checking account for paying bills and money market account to hold savings until they need to be transferred to the checking account for recurring bills.

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