Thousand Oaks Mortgage Rates

Review mortgage rates in Thousand Oaks California offered by the mortgage lenders that are operating and serving new home loan borrowers directly in the of the greater Los Angeles area. Compare the mortgage rates, costs and terms offered by Thousand Oaks mortgage lenders to find the best mortgage financing option in today’s mortgage market.

The mortgage lenders in Thousand Oaks have market based mortgage rates for home purchases and refinances. The 30 year mortgage is the most prevalent home loan choice for new and existing home loan borrowers in the region. The 30 year fixed rate mortgage loans are amortized with a fixed interest rate for the life of the loan. A stable monthly mortgage payment schedule is based on the loan amount and interest to be paid.

The listed mortgage rates in Thousand Oaks give new home loan borrowers the ability to quickly compare the various loan programs and rates provided by local mortgage lenders.

Thousand Oaks Mortgage Rates
Thousand Oaks Mortgage Lender Mortgage Rate Points APR
Fremont Bank 30 Year Mortgage Rates
fremontbank.com
800-359-2265
3.750 0.125 3.794
Bank of the West 30 Year Mortgage Rates
bankofthewest.com
800-488-2265
3.500 0.625 3.623
OneWest Bank 30 Year Mortgage Rates
owb.com
888-321-3863
3.375 0.000 3.426
Bank of Internet 30 Year Mortgage Rates
bofifederalbank.com
888-546-2634
3.750 0.000 3.803
UMPQUA Bank 30 Year Mortgage Rates
umpquabank.com
866-486-7782
3.500 1.000 3.648


A full range of mortgage loans with flexible funding options can be found through the residential lending division of the local lenders. Along with the traditional 30 year conventional loans, Thousand Oaks mortgage lenders offer fixed rate mortgages with shorter terms, adjustable rate mortgages, jumbo loans, FHA mortgages, VA loans, USDA rural home loans, refinances, and a number of first time homebuyer programs. Mortgage options on these loan products can be obtained with various rates, costs, and repayment options.

The mortgage interest rates and points paid on a particular loan request are based on a number of factors, such as the loan type, the term of the loan, the borrower’s credit profile, the loan-to-value, as well as other specific parameters used in the loan approval process. Additional mortgage rates and terms are available.

The mortgage interest rates are based on the institution’s online published rates and may have changed since this offer was posted. This information is believed to be reliable, but the information is not guaranteed. Contact the mortgage lenders serving the Thousand Oaks region directly for the most up to date and accurate information on the bank loan rates and lending programs.

Banks send them to their customers once a month through mail. Many customers, particularly those who use online banking, may throw them in the trash, but it’s best to give them at least one look-over for accuracy. Most consumers should keep their financial records, including bank statements, for a period of three years.
As mortgage rates moved closer to record lows and the stock market made a nasty turn to the downside, CD interest rates managed to show a slight uptick.  The average CD rate available nationally measured by the Selectcdrates.com CD rate index was bumped up this past week by 6/1000ths of a percent.  The CD rate
CD interest rates made a modest move to upside for the last week of March.  The SelectCDrates.com CD rate index ticked up by 6/1000ths of percent or .006 percent to end the month on March 28th, 2013.  The index closed the week with an average rate of 1.010 percent which compares to the prior week’s