The Rawlins National Bank is headquartered in Rawlins, Wyoming.  It is the largest independent bank in Carbon County, with five offices located in Rawlins, East Rawlins, Saratoga, Hanna, and Longmont, Colorado.  The bank was established on January 1, 1898 and has been FDIC insured since January 1, 1934.  The Rawlins National Bank is chartered as a National Bank.  Therefore the primary regulator is the Office of the Comptroller of the Currency (OCC).

As of March 31, 2009 The Rawlins National Bank had a total of 59 full-time equivalent employees.  As of March 31, 2009 the total bank assets were $150,993,000, total bank deposits were $126,205,000 and net operating income was $154,000.

The Rawlins National Bank most recent performance ratios.
As of March 31, 2009:

Yield on earning assets 5.46% 
Cost of funding earning assets 1.10% 
Net interest margin 4.36%
Noncurrent loans 1.98%
Net charge-offs to loans 0.49%
Equity capital to assets 10.01% 
Core capital (leverage) ratio 9.58% 
Tier 1 risk-based capital ratio 12.07% 
Total risk-based capital ratio 13.19%

The Rawlins National Bank products and services:
 
Rawlins National Bank is a full service bank offering the following services: free checking accounts, checking accounts, business checking accounts, money market accounts, certificates of deposits, savings accounts, IRA’s, merchant services, ACH origination, interest bearing checking accounts, children savings accounts, auto loans, home improvement loans, home equity loans, home mortgage loans, revolving credit, recreational loans, commercial loans, agricultural loans, real estate loans, small business loans, online banking, ATM Cards, debit cards, automatic loan payments, safety deposit boxes, wire transfers, cash advances, cashier checks, traveler cheques, money orders, over draft protection, direct deposit, savings bonds, ATM and direct payment.

The Rawlins National Bank branch bank locations:

220 Fifth Street
Rawlins, WY 82301
Phone (307) 324-2203
Toll Free (800) 788-9479

600 North Higley Boulevard (287 Bypass)
Rawlins, WY 82301
Phone (307) 324-1180

209 South First Street
Saratoga, WY 82331
Phone (307) 326-8314
Toll Free (866) 423-2121

403 South Adams
Hanna, WY 82327
Phone (307) 325-9007

2001 North Main Street
Longmont, CO 80501
Phone (303) 772-2296 or (800) 331-7923

The Rawlins National Bank web address: www.rnbonline.com

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