The First National Bank of Syracuse main bank is located in Syracuse, Kansas, with a bank branch located in Johnson, Kansas, and two bank branches in Garden City, Kansas.  The bank was established on February 10, 1906.  The First National Bank of Syracuse has been FDIC insured since January 1, 1934.  The First National Bank of Syracuse is chartered as a National Bank.  Therefore the primary regulator is the Office of the Comptroller of the Currency (OCC).  The bank has approximately 55 full time employees.  As of the close of 2008, the bank had total assets of $214,591,000 and total deposits of $175,631,000.  For the full year, the bank net income was $1,616,000.

The First National Bank of Syracuse most recent performance ratios.
As of December 31, 2008:

Return on equity (ROE) 8.68%
Return on assets (ROA) 0.81%
Yield on earning assets 7.04% 
Cost of funding earning assets 3.18% 
Noncurrent loans to loans 0.06%
Equity capital to assets 10.76% 
Core capital (leverage) ratio 9.55% 
Tier 1 risk-based capital ratio 11.48% 
Total risk-based capital ratio 12.73%
 
The First National Bank of Syracuse products and services:

Checking accounts, Dream checking, First free checking account, Windmill Premier account – interest earning account, Windmill Classic account, savings accounts, First savings account, First Gold account, First Outstanding student savings account, certificates of deposit, personal loans, auto loans, a variety of home mortgage loans, business checking, Windmill business account, First free business account, business loans, commercial loans, agricultural loans, dairy loans, online services, online banking and free online bill pay.  FNB-Syracuse’s lending focus is primarily agricultural and commercial products.

The First National Bank of Syracuse branch locations:

11 N. Main
Syracuse, Kansas 67878
Phone (620) 384-7441
Fax (620) 384-6941

509 N. Main
Johnson, Kansas 67855
Phone (620) 492-1754
Fax (620) 492-1755

908 North Main Street
Garden City, Kansas 67846-5421
Phone (620) 276-6971
Fax (620) 276-3495

2414 E. Kansas Ave
Garden City, Kansas 67846
Phone (620) 276-6971
Fax (620) 276-3495

The First National Bank of Syracuse web address: www.fnb-windmill.com

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