Royal Palm Bank of Florida is a full service community bank that has three locations in southwest Florida including Naples, Marco Island and South Fort Myers.  The bank is relatively young, starting out in 2001.  The bank offers financial products for personal banking, commercial banking as well as  a variety of electronic banking services and competitively priced Florida CD rates.

The Royal Palm Bank of Florida personal banking services and financial banking solutions include personal checking accounts, interest checking accounts, senior checking accounts, money market accounts, savings accounts, certificates of deposit and more.

The bank’s automated telephone and Internet banking service allows customers to view accounts and checks, pay bills, transfer funds between accounts, and access other bank information easily and quickly.
 
The bank also offers a variety of lending programs for businesses and consumers.  Lending services include; residential mortgage loans, construction loans, lot loans, home equity loans, car and boat loans and real estate based commercial and business loan programs.

Customers at Royal Palm Bank of Florida can earn fixed and secure returns on their investments with bank CDs.  These bank CDs offer great Florida CD rates with excellent earnings potential under the umbrella of FDIC insurance.  With a minimum opening deposit of $500.00, Royal Palm Bank is offering the following Florida CD bank rates and products:
 
A 7 to 89 days CD rate is 0.75%
A 90 to 179 days CD rate is 1.10%
A 180 to 364 days CD rate is 1.25%
A 12 through 17 months CD rate is 1.75%
A 18 through 23 months CD rate is 1.80%
A 24 through 35 months CD rate is 2.25%
A 36 through 47 months CD rate is 2.50%
A 48 through 59 months CD rate is 2.75%
A 60 months CD rate is 2.75%
 
 Bank CD interest rates from the Royal Palm Bank of Florida are subject to change.  Additional conditions may apply to open the bank CDs.  For current south Florida CD rates, bank rates and account information contact the bank directly at 239-593-5522.  CD rates as well other bank rates and account information can be found at the bank website, www.royalpalmbank.com.

In 2006, Royal Palm Bank became part of the Mercantile Bancorp group of community banks.  Mercantile Bancorp, Inc. is a bank holding company based in Quincy, Illinois with majority owned subsidiaries in three banks in Illinois, three banks in Missouri and one bank in each of Kansas and Florida, where they conduct full-service commercial and consumer banking business, engage in mortgage banking, trust services and asset management, and provides other financial services and products.  In addition, Mercantile Bancorp has minority investments in 10 community banks in Missouri, Georgia, Florida, North Carolina, Colorado, California and Tennessee.

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