The Nov. 6th, 2008 Orange County Register presents an ad by Saigon National Bank offering a 12 month CD with an interest rate of 3.95%.  There is a $1,000.00 minimum to open the account.  Saigon National Bank can be reached at 714-338-8700, through their website at www.saigonnational.com  or at the bank location on 15606 Brookhurst St. Westminster, CA  92683.  Information received from the banks website states that Saigon National Bank is a locally owned community bank devoted to serving the financial needs of the Vietnamese business community in Southern California.  Their mission statement goes on to assert:  Our mission is to facilitate and enhance the economic activity of the communities in which we operate and serve.  We accomplish our mission by advising our customers on which bank products and services fit their financial requirements.  Loan decisions are made locally by experienced commercial bankers who have extensive lending experience in all areas of credit including working capital loans, asset based loans, letters of credit, leasing, business expansion and commercial real estate

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