Portsmouth VA Mortgage Rates

Review current mortgage rates in Portsmouth VA and the surrounding communities. Secure the best mortgage rate available in the local Portsmouth market from regional mortgage lenders operating in the region. The local mortgage lenders in Portsmouth offer a full range of home loans for purchases and refinances to new home borrowers throughout Southeastern Virginia.

Mortgage lenders serving Portsmouth handle a variety of mortgage products, including fixed rate loans, adjustable-rate mortgages (ARMs), jumbo mortgage loans, FHA loans, VA loans, and loans designed for first time home buyers. New borrowers in the region can benefit from the local service with a streamlined mortgage process, quality customer service, and competitive interest rates.

The fixed rate mortgages feature a fixed percentage rate and loan amount. Compare the 30 year fixed rate home loan interest rates listed for Portsmouth VA and the adjacent neighborhoods from locally based mortgage lenders in the table below.

Portsmouth VA Mortgage Rates
Portsmouth Mortgage Lender Mortgage Rate Points APR
Comerica Bank 30 Year Mortgage Rates
3.610 0.000 3.659
BBT Bank 30 Year Mortgage Rates
3.375 0.500 3.454
Happy State Bank 30 Year Mortgage Rates
3.625 0.000 3.685
Whitney Bank 30 Year Mortgage Rates
3.500 0.500 3.584
Cadence Bank 30 Year Mortgage Rates
3.500 0.000 3.634

Additional loan products are terms can be obtained from the mortgage lenders in the region including mortgage loans to refinance an existing home loan. Existing borrower will find a great selection of low and no closing cost refinance programs, loans to combine first and second mortgages, refinances that lower the interest rate, change from a variable-rate to a fixed-rate loan, free up some cash, or any of the many other reasons.

Rates are subject to change without notice and may vary based on individual loan request and loan conditions. The rate, APR, and terms may vary based on the creditworthiness of the individual, the loan to value or down payment, and other factors involved in the loan approval process.

All information is based on sources deemed reliable, but no warranty or guarantee is made as to its accuracy or completeness. Please contact the individual mortgage lenders to verify rates and find out about additional loan details and requirements.

A credit union is a financial institution that is privately owned by its members or customers. Unlike a bank, a credit union operates as a non-profit entity and does not put profitability first. Like banks, credit unions must be concerned about its deposits and lending activities and provide stability and service. Credit
According to this week’s survey of the top ten best certificate of deposit rates available nationally, performed by Selectcdrates.com, bank CD rates have now reached new lows for the year.  Bank CD interest rates were down for all terms or maturities again this week.   The average rate for the top ten highest 6 month bank CD
CD rates held steady for the week ending September 18, 2009.  Most all bank CD terms were left unchanged week over week with the exception of the one year term, bank CDs.  The average of the best one year CD rates fell by the smallest of measurements for the week, with the average one year CD