Palmdale Mortgage Rates

Compare and review current mortgage rates in Palmdale California and the surrounding communities. Use the list of mortgage rates from local Palmdale mortgage lenders to find the best home loan and home loan terms for a new purchase or refinance in Palmdale and throughout northern Los Angeles County.

The local Palmdale mortgage lenders that serve Southern California offer a variety of home loan options for new borrowers that range from first time home buyer programs to low rate jumbo mortgage loans. In addition to these loan products, new borrowers will find a wide array of fixed rate mortgages, adjustable rate mortgages, FHA mortgages, VA mortgages, new construction loans, cash out refinances, and more.

Compare 30 year mortgage rates and loan costs from multiple lenders in Palmdale to finance a new home purchase. By reviewing the loan offers from multiple mortgage lenders in Palmdale and the Southern California region, mortgage shoppers can find the right loan with the terms that work best for their budget.

Palmdale Mortgage Rates
Palmdale Mortgage Lender Mortgage Rate Points APR
Fremont Bank 30 Year Mortgage Rates
3.750 0.125 3.794
Bank of the West 30 Year Mortgage Rates
3.500 0.625 3.623
OneWest Bank 30 Year Mortgage Rates
3.375 0.000 3.426
Bank of Internet 30 Year Mortgage Rates
3.750 0.000 3.803
UMPQUA Bank 30 Year Mortgage Rates
3.500 1.000 3.648

The 30 year fixed rate term mortgage loans listed for the Palmdale assume the transaction is for an owner occupied single family one unit and meets the qualifying standards established by the individual mortgage lender. The mortgage loan programs and mortgage rates are subject to change at any time.

The fixed rate mortgage loans can be an ideal choice for those borrowers who prefer stable, predictable payments, since the monthly principal and interest payment will remain the same for the life of the loan. Adjustable rate mortgage are also available that may provide greater payment flexibility for a borrower. ARM loans offer a lower initial period interest rate. Typically the initial term is fixed for 3, 5, 7 or 10 years and then adjusted annually.

Jumbo loans in Palmdale can be secured with either a fixed or adjustable rate from the local lenders. The FHA and VA loans or government loan programs promoted in the Palmdale region can make buying or refinancing a home a little easier. These mortgage programs can offer options such as low down payments, low closing costs, and easier qualification.

Mortgage rates and Annual Percentage Rates on the regional loans in California may vary depending on several factors including but not limited to the points paid, loan amount, loan-to-value, the credit score of the borrower, property type, and occupancy.

All information is based on sources deemed reliable, but no warranty or guarantee is made as to its accuracy or completeness. Contact the individual mortgage lenders to verify current home loan rates and find out about additional mortgage lending details and requirements.

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