The Bartlett Farmers Bank serves customers with three bank branches in Bartlett, Barlow and Little Hocking Ohio.  The bank was established on October 23, 1919 and has been FDIC insured since January 1, 1934.  The Bartlett Farmers Bank is chartered as a Federal Reserve Non-member.  Therefore the primary regulator is the Federal Deposit Insurance Corporation (FDIC).  The Bartlett Farmers Bank operates as a wholly owned subsidiary of Muskingum Valley Bank Shares Inc.

The Bartlett Farmers Bank has grown to $50,000,000 in assets in 2008 and had net income of $344,000 for the first nine months of that year.  The banks non current loans accounted for only 0.22% of total loan and leases at the end of the third quarter in 2008.  Tier 1 risk-based capital ratio was 18.91% and the total risk-based capital ratio was 19.81%.  Well above the requirements to be considered a well capitalized bank.

The bank offers a vast portfolio of products and services for both individuals and businesses.  The bank has low rates on loans, competitive earnings on savings, and leading edge technology in the services provided.  Based on the region the bank serves, the bank serves agricultural, commercial and retail banking needs in the area.  Bank products include checking, savings, CDs and money market accounts for transactions and savings needs and mortgages, home equity loans, credit cards and other loans to meet financing needs.

Current CD rates offered by the bank include the following:

3 month certificate of deposit interest rate is 2.49% APY
6 month certificate of deposit has an interest rate of 2.73% APY
1 year certificate of deposit yields an interest rate of 2.84% APY
2 year certificate of deposit earns a rate of 3.14% APY
3 year certificate of deposit has an interest rate of 3.24% APY
4 year certificate of deposit rate is 3.10% APY

The minimum deposit to open these CD accounts and obtain the advertised yield is $500.00.

Bank CD rates are subject to change prior to opening the account and additional conditions may apply.  For the latest bank account requirements and bank rates contact the Bartlett Farmers Bank at 800-258-5073.  The bank’s website posts current interest bearing savings and checking rates, the web address is

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