Find and review the current bank fees at OceanFirst Bank based in New Jersey.  Compare information on the current bank fees found on the most widely used bank services and bank accounts at OceanFirst Bank.  The bank fee data is presented to help consumers make the most of their banking dollars by receiving the right services and products at the lowest costs.

OceanFirst Bank ATM Fees:

OceanFirst Bank has no ATM fee for balance inquiries, withdrawals, and fund transfers at any OceanFirst Bank ATM.

The foreign ATM fee charged for withdrawals at non-OceanFirst Bank ATMs is $2.50.
There is no fee for the Simply Great Checking and A+ Student Checking accounts at OceanFirst Bank.

OceanFirst Bank Overdraft Fees and Insufficient Funds Fees:

The OceanFirst Bank overdraft or non-sufficient funds (NSF) fee is $35.00.  The fee is charged for non-sufficient funds on checks that are paid or those that are returned. 
The bank charges a maximum of six NSF fees per day.

The continuous or extended overdraft fee is $7.00 per day.  This fee is assessed on the 5th consecutive day an account is overdrawn.

Overdraft transfer of funds from another OceanFirst account is $15.00.

Deposited items returned unpaid fee is $15.00. 

OceanFirst Bank Wire Transfer Fees:

Domestic or international incoming wire transfer fee at OceanFirst Bank is $15.00.
Domestic outgoing wire transfer fee is $25.00.
International wire transfer fee is $40.00.

Additional Common Bank Fees and Charges at OceanFirst Bank:

Stop payment fee is $30.00. 
Official check fee is $10.00.
Money order fee is $5.00 for customers and $10.00 for non-customers.
Check copies are $5.00 each.
Duplicate statement fee is $5.00.
Temporary checks are $2.00 per 10 checks.
Notary service is provided free of charge.
Legal processing for a garnishment or account levy is $125.00.
Early account closing fee is $35.00.  This fee applies to checking and savings accounts closed within 6 months of account opening.

OceanFirst Bank is a New Jersey based bank headquartered in Toms River.  The bank is the largest community based financial institution headquartered in Ocean County.  OceanFirst Bank has over twenty bank branches located throughout Ocean, Monmouth and Middlesex Counties.

The information regarding OceanFirst Bank and OceanFirst Bank fees is intended to be accurate, but the information is not guaranteed.  This information should be verified prior to opening an account.  Additional information can be obtained by calling an OceanFirst Bank customer service representative at 888-623-2633, visiting the bank web site at, or reviewing the bank’s Personal Fee Schedule for more details.

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