New York Community Bank, a New York State-chartered savings bank was established in 1859 and serves customers in New York, New Jersey, Ohio, Florida, and Arizona.  New York Community Bank is chartered as a FDIC Savings Bank. The bank has been FDIC insured since July 1, 1943.  The primary regulator is the Federal Deposit Insurance Corporation (FDIC).  New York Community Bank is headquartered in Westbury, New York.

As of September 30, 2009, New York Community Bank had a total of 1,582 full-time equivalent employees, total bank assets were $30,848,287,000.00, total bank deposits stood at $12,885,437,000.00 and net operating income was $280,685,000.00.

New York Community Bank most recent performance ratios.
As of September 30, 2009:

Yield on earning assets 5.69% 
Cost of funding earning assets 2.62% 
Net interest margin 3.08%
Noncurrent loans to loans 1.86%
Equity capital to assets 13.69% 
Core capital (leverage) ratio 7.41% 
Tier 1 risk-based capital ratio 11.02% 
Total risk-based capital ratio 11.52%
 
New York Community Bank products and services:

New York Community Bank primarily engages in traditional bank activities of generating deposits and originating loans.  New York Community Bank serves consumers, small and mid-size businesses, professional associations as well as government agencies.  New York Community Bank deposit products include checking accounts, money market accounts, savings accounts, certificates of deposit, individual retirement accounts, NOW accounts and non-interest bearing demand deposit accounts.  New York Community Bank lending activities include residential mortgages, home equity loans, multifamily loans, commercial real estate and construction loans, and commercial and industrial loans.  New York Community Bank also provides cash management, online banking, automated teller machine (ATM), and telephone banking services, as well as other financial services, including insurance, annuities, and mutual funds of various third-party service providers. 

New York Community Bank branch bank locations:

With the recent acquisition of AmTrust Bank, New York Community Bank serves customers in New York, New Jersey, Ohio, Florida, and Arizona.

In New York, the bank operates Queens County Savings Bank, Richmond County Savings Bank, Roosevelt Savings Bank, Roslyn Savings Bank and New York Community Bank.  In New Jersey, the bank operates Garden State Community Bank. And now operates the bank branches of AmTrust Bank in Ohio, Florida, and Arizona through 66 branch offices.

New York Community Bank web address: www.mynycb.com

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