Some banks would prefer that you bank online or use an ATM for deposits and withdrawals. So, use the teller whenever you must, but learn to transfer funds online and make deposits using the ATM. The bank is able to greatly reduce costs by having their customers use automated services but often these services are more convenient for the consumer as well. The bank has a lot at stake in making these operations safe and easy, so once you begin you may prefer to do everything this way instead of driving to a bank, parking, standing in line, and all the rest.

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