Mortgage Rates Cary NC

Search and compare mortgage rates and refinance rates in Cary NC from the leading mortgage lenders serving North Carolina's Research Triangle region and the surrounding area. Consumers can review a list of the mortgage rates in Cary and the neighboring communities to get the best rate and terms currently available on a new home loan. The 30 year mortgage rates from multiple local mortgage lenders in Cary that are dedicated to the local market are posted and updated regularly..

Mortgage Rates Cary NC
Cary NC Mortgage Lender Mortgage Rate Points APR
BBT Bank 30 Year Mortgage Rates
3.375 0.500 3.454
First Federal 30 Year Mortgage Rate
4.250 0.000 4.373
First Community Bank 30 year Mortgage Rate
4.000 0.000 4.134
Citizens Bank 30 Year Mortgage Rates
3.625 0.000 3.668
First Citizens 30 Year Mortgage Rates
3.500 0.130 3.576

The local mortgage lenders of Cary, NC offer home loan products for both home purchases and refinancing an existing mortgage. These loan products include fixed rate loans with terms ranging from 10-30 years and adjustable rate mortgages (ARMs) with initial rate periods ranging from one year to 10 years. With an adjustable-rate mortgage (ARM), the interest changes periodically, typically in relation to an index.

New home loan borrowers that are looking for a mortgage that will fit into their budget will find that these lenders can provide numerous options and competitive rates. Jumbo mortgage loans are offered as fixed or adjustable rates for borrowers to help with purchases that are outside of standard lending limits. Additional home loan solutions promoted by the local lenders in North Carolina include FHA loans, VA loans, construction loans, home equity loans, and first-time homebuyer loans.

The mortgage lenders serving Cary have full service mortgage operations that have a complete menu of loan products and knowledge and expertise for all areas of residential mortgage lending. Quick decisions, flexible terms, and pre-approved loans are par for the course with the large regional lenders that remain active in the Cary housing market.

There are several different loan solutions available for borrowers looking to take advantage of the current interest rate or housing market in the region. The market in Cary and the surrounding towns and cities have become increasing desirable with an accessible job market, solid educational opportunities, close proximity to the North Carolina coast and picturesque mountains.

The ideal mortgage rate and terms may be different for each borrower depending on their current financial position and financing needs.

Please note that the mortgage loan programs and bank rates listed in NC are subject to change. The local mortgage rates and Annual Percentage Rates may vary depending on a numbering of factors including but limited to loan details, such as the points paid, the loan amount, loan to value, the credit history and credit score of the borrower, property type, and occupancy.

All information is based on sources deemed reliable, but no warranty or guarantee is made as to its accuracy or completeness. Contact the individual mortgage lenders to verify current loan rates and obtain additional details and requirements to secure a new home loan.

Bank certificate of deposit rates were lower on the short term maturities once again while the longer term CD rates showed mixed results for the week.  Six month maturities and one year maturities were all lower in yield while the two year term CD was unchanged and the five year maturities experienced an increase in
Certificate of deposit rates managed to shift even lower for the week ending Nov 6, 2009.  Bank CD rates with a six month maturity and CD rates with a two year maturity held steady while the one year rate dropped modestly and the five year fell considerably. The average of the best six month CD rates
It seems hard to believe that bank certificate of deposit rates could slide much lower, but the past week was in fact another down week for most all CD maturities.  The results of the weekly bank rate survey indicated that CD rates were lower across all terms with the exception of the long term, five year