Heartland Bank is a full service, regional bank that serves the market areas of St. Louis, MO and Denver, CO.  Heartland Bank has been offering consumers bank savings and lending products for over 120 years.  The bank operates branches in the two states of Colorado and Missouri and also offers savings and checking accounts through their online banking division, Heartland Bank Direct

Heartland Bank Direct offers high yield savings account and certificate of deposit accounts online to a nationwide audience.  The bank also offers attractive certificates of deposits products to consumers directly in the regions served by the Heartland Bank branches.

Heartland Bank provides individuals and businesses a variety of banking and financial solutions along with the consumer savings products.  The bank offers personal and business banking, home mortgage loans and commercial lending services along with competitive interest rates on fixed term CDs.

Heartland Bank’s fixed term certificates of deposit are FDIC insured up to the maximum allowable per account holder.  Funds invested in the bank CDs provide a fixed rate of return in a safe and secure account.

Current CD rates and CD terms available with Heartland Bank include the following:
1 month CD rate 0.10%
3 month CD interest rate 0.15%
6 month bank CD rate 0.30%
9 month CD rate 0.45%
11 month Elite CD rate 0.50%
1 year CD rate 0.55%
18 month bank CD rate 0.65%
22 month Elite CD rate 0.75%
2 year CD rate 0.80%
25 month CD interest rate 1.00%
3 year CD rate 1.05%
4 year CD interest rate 1.45%
5 year CD rate 1.70%

Additional CD terms and bank rates are available.  The CD Annual Percentage Yields (APY) are accurate as of September 9, 2011.  Bank CD rates may vary by region.  CD rates are subject to change by the listed financial institution.  The CDs listed are fixed term and fixed rate CDs; after the certificate of deposit is opened the interest rate is fixed for the term. 

A penalty may be imposed for early withdrawal of principal from a CD account offered by Heartland Bank.  The minimum opening deposit amount for all Heartland Bank CDs is $1,000.00 with the exception of the bank’s Elite CDs which require a minimum deposit amount of $5,000.00.

For additional information regarding Heartland Bank CD products and interest rates contact a Heartland Bank representative at 866-512-8501.

Compare Heartland Bank CD rates to other bank’s rates in Missouri as well as the best national CD rates to find the highest CD rates to fit your needs.

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