Find information on current MidFirst Bank fees covering the most common fees for checking and savings accounts held at the bank.  The bank fee data presented includes a wide assortment of traditional bank products and services offered by the Oklahoma based bank.  Compare the current bank fees found on MidFirst Bank deposit and savings accounts to help select the right account with the maximum benefits and lowest costs.

MidFirst Bank offers a variety of consumer and business banking products and services online and through more than 50 banking centers and 100 ATMs in Oklahoma in addition to 25 banking centers and more than 75 ATMs in Arizona.  Additionally, the bank has commercial lending offices in Atlanta, Dallas, Houston, New York and Southern California.

MidFirst Bank ATM Fees:

MidFirst Bank has no ATM fee using a MidFirst Bank ATM to complete any transaction.
Transactions made at Non- MidFirst Bank ATMs are assessed a fee of $2.00.
The ATM owner/operators may charge additional fees.

MidFirst Bank Overdraft Fees and Insufficient Funds Fees:

The overdraft fee at MidFirst Bank is $32.50 for each item that is paid by the bank which exceeds the account holder’s available balance.
The MidFirst Bank NSF fee or insufficient funds fee is $32.50 for a returned, unpaid item or bounced transactions.
There is maximum number of four per‐item overdraft fees charged on any processing day by the bank.

MidFirst Bank charges a $25.00 continuous or extended overdraft fee.  The extended overdraft fee is a onetime fee charged after an account remains overdrawn in any amount for at
least seven consecutive days. 

The overdraft protection transfer fee per overdraft from a linked account is $12.50 per transfer.
MidFirst also offers an overdraft line of credit that has a fee of $15.00 per day for transfers from a linked line of credit.

MidFirst Bank Wire Transfer Fees:

Incoming wire transfer fee is $12.00.
Outgoing domestic wire transfers $20.00.
Incoming international wire transfers are $17.00.
Outgoing international wire transfers are $45.00.

Additional Common Bank Fees and Charges at MidFirst Bank:

Returned deposited item fee $5.00.
Cost to place a stop payment is $30.00.
Official checks cost $5.00 each.
Money order costs are $3.00 each.
Account closing fee is $25.00 if an account is closed within 90 days of opening.
Dormant account fee is $5.00 per month after 12 months of inactivity.

The information regarding MidFirst Bank and MidFirst Bank fees is intended to be accurate, but the information is not guaranteed.  This information should be verified prior to opening an account.  Additional information can be obtained by calling the MidFirst Bank toll free customer service number at 1-888-643-3477, visiting the bank web site at, or reviewing the bank’s Personal Banking Fee Schedule.

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