Miami Gardens Mortgage Rates

Search current mortgage rates in Miami Gardens, FL from local mortgage lenders. The latest mortgage rates from the top mortgage lenders serving Miami Gardens Florida and the surrounding South Florida communities are listed with the rate, points, and APR. Consumers can use the rate information to calculate the best mortgage program for their financing needs.

The Miami Gardens mortgage lenders have a variety of mortgage programs available to meet the needs of a broad range of borrowers. In addition to the 30 year fixed rate mortgage, the local mortgage lenders offer different term fixed rate loans, adjustable rate mortgages with several different initial fixed rate periods, jumbo mortgages, FHA mortgages, VA mortgages and USDA loans.

Miami Gardens Mortgage Rates
Miami Gardens Mortgage Lender Mortgage Rate Points APR
BBT Bank 30 Year Mortgage Rates
bbt.com
888-946-8730
3.375 0.500 3.454
Cadence Bank 30 Year Mortgage Rates
cadencebank.com
877-326-2265
3.500 0.000 3.634
Capital City Bank 30 Year Mortgage Rates
ccbg.com
888-245-7191
4.250 0.400 4.690
Comerica Bank 30 Year Mortgage Rates
comericamortgage.com
866-476-6520
3.610 0.000 3.659
EverBank Mortgage Rates
everbank.com
877-436-4381
3.250 0.472 3.350


Several different mortgage loans promoted in the region have below market rates that are specifically designed for first time home buyers as well as borrowers with little or no down payment. The lenders operate locally and have the ability to work with all types of applications including those with less than perfect credit.

Most lenders providing loans in Miami Gardens and the greater Miami area offer free mortgage pre-approvals and application assistance for those mortgage shoppers actively seeking a home. Timely customer service with an easy application process is readily accessible from the mortgage companies serving the market.

Local Miami Gardens mortgage lenders also offer a great selection of low and no closing cost refinance programs. The mortgage refinance options are available to those borrowers looking to take advantage of a better interest rate, benefit from a lower monthly mortgage payment, changing from an adjustable rate to a fixed mortgage rate, using exiting equity for cash back, or other worthwhile reasons.

The mortgage rates presented are for informational purposes, individual mortgage rates will depend on the type of loan selected, the loan to value or down payment amount, the credit history of the borrower, property type, as well as other conditions. The mortgage loan programs and bank rates are subject to change. All loan products subject to lender approval. Other terms, conditions and restrictions may apply.

All information is based on sources deemed reliable, but no warranty or guarantee is made as to its accuracy or completeness. Contact the individual mortgage lenders to verify current home loan rates and find out about additional mortgage lending details and requirements.

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