Limelight Bank, a division of Capital Community Bank, is now marketing some of the highest short and midterm CD rates available nationwide.  The bank is an online only banking operation that leverages its low-cost operations to generate some of the best online CD rates.

Not only is Limelight Bank an FDIC-insured, online-only bank, the bank also uses the funds it generates to promote environmental responsibility and eco-friendly deeds.  Capital Community Bank, the insured institution that operates Limelight, was founded in 1993 and is based in Utah.

The bank operates branch locations in Orem, Provo, Salem, Sandy, and Pleasant Grove, UT.  And while the Limelight Bank division offers only high yield certificates of deposit, Capital Community offers a plethora of savings and checking accounts as well as consumer loans, business loans, and residential mortgages.

Certificate terms at Limelight Bank range from 6 months to 18 months.  There is a $1,000 minimum deposit requirement to open an account.  Penalties may apply for early withdrawal.  Maturities currently available include a 6-month CD, 12-month CD account and 18-month term account.

The six-month CD rate is 1.30%
The one year certificate yields 1.71%
And the 18-month CD earns 1.75%

These rates are well over five times the national average rate found on bank CDs with similar terms.  The six-month CD is just 8 times the national rate of 0.16% and the one year is more than 6 times the national rate of 0.28% (Based on data from the FDIC updated November 6, 2017).

CD rates are current as of November 11, 2017 and are subject to change at any time prior to funding and account.  Additional terms and conditions may apply.

Limelight Bank maintains convenient online and mobile banking services that can be used to open a CD or manage an account.  More information on the bank CD rates can be obtained by visiting the bank website at or by calling a Limelight Bank customer service representative at 800-639-6015.

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