Rates Current as of Sunday August 19, 2018

Issuer

The company, municipality, or government agency that issues a security, such as a stock, bond, or money market instruments.

This entry is filed under Glossary. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

No user commented in " Issuer "

Follow-up comment rss or Leave a Trackback

Similiar Content You Might Enjoy

CD Rates in Kentucky at KNB

Kentucky based bank, Kentucky Neighborhood Bank or KNB, offers a broad range of financial products and services in the Bluegrass State. The bank offers checking and savings accounts home mortgages, traditional consumer and business accounts and bank CDs with CD rates that are exceed the national average rates by a good margin. Kentucky Neighborhood Bank offers

Interest Rate Index

A table of yields or interest rates being paid on debt that is used to determine interest-rate changes for adjustable-rate mortgages and other variable-rate loans.

Mutual Savings Banks

Banks, which accept deposits primarily from individuals and place a large portion of their funds into mortgage loans. These institutions are prominent in many of the northeastern states. Savings banks generally have broader asset and liability powers than savings and loan associations but narrower powers than commercial banks. Savings banks are authorized

The Best CD Interest Rates October 10, 2011

CD interest rates continue to plunge as banks remain awash with reserves and investors flock to the safety of U.S. Treasury bonds. CD interest rates have suffered from a number of fronts including the biggest force coming from the Fed’s position in 2011 to drive bank rates down in an effort to help the housing

Credit Risk, Inflation Risk and Bank CDs

All fixed rate investments including bank CDs have various inherent types of risk. Two significant risks are inflation risk and credit risk. Inflation risk is the loss of value or diminished rate of return due to the erosion of purchasing power by rising interest rates brought on by higher levels of inflation. Credit risk is

Variable Annuity

An investment contract sold by an insurance company; capital is accumulated, often through mutual fund investments, and converted to an income stream later, often at an investor’s retirement.

Grace Period

A time span between the due date on a loan payment and when a late fee would be owed. The grace period allows for the mail to deliver the payment for processing. Also the period of time after automatic renewal of a certificate of deposit in which a depositor is allowed to cancel

My bank refused to open a NOW account for my business. Why?

A NOW account is an interest-earning bank account with which the customer is permitted to write drafts against money held on deposit. Entities organized or operated to make a profit (e.g., corporations, partnerships, associations, business trusts) may not maintain NOW accounts. However, an individual doing business as (DBA) a sole proprietor or under

Citibank 6 Month 4.00% CD Ad in Dallas Morning News

Citibank is running a 6 month CD promotion. The interest rate on the CD is 4.00%. Minimum opening deposit is a low $500.00. The ad specifies the 4.00% CD is available in Citibank Financial Centers in New Jersey, New York, Connecticut, Texas, Massachusetts, Pennsylvania and Illinois. A quick jump to the Citibank website at www.citibank.com

Best CD Rates in Massachusetts

The Nov. 9, 2008 Boston Globe Sunday edition contains an ad for First Republic Bank’s 5 month CD special. The 5 month CD has an interest rate of 3.85%. The minimum balance for this account is $5,000.00. This CD rate places the bank’s offer in the top 10 CD rates for Massachusetts. A quick search

Taxable Money Market Funds

The simplest and most narrowly defined money market fund is the Treasury only money market funds. The safest money market funds are in this category since they invest in only Treasury bills and U.S. government agency obligations that are backed by the full faith and credit of the U.S. government. Since the credit quality of

Bank Interest Rates Earned and Interest Rates Paid

Bank rates such as CD rates and savings rates often move very slowly to the upside when the general level of interest rates start rising. On the opposite side of the banks interest rate management, it is not unusual for your credit card interest rate to jump to 25 or 30 percent when rates rise

Index Mutual Fund

A fund designed to track the performance of a market index. The fund’s portfolio of securities mirrors that of the designated market index.

Reconciliation

When you have verified that your checkbook balance is the same as your financial institution’s balance for your account.

What are the factors I should consider in deciding on which internet bank account to use?

The easiest answer is open an account that best suits your needs with lowest costs and highest rate of return. To be a little less vague, the following features are some of the most commonly sought after by internet bank shoppers, The APY paid on the account, the fees for ATM use and the

Espírito Santo Bank, South Florida CD Rates

Espírito Santo Bank is a Florida chartered bank headquartered in Miami. The bank is a wholly owned subsidiary of Banco Espírito Santo, Portugal. Espírito Santo Bank offers private banking services and wholesale commercial banking services to domestic and international individuals, institutions and corporate clients and happens to have some great South Florida CD rates as

StellarOne Bank VA CD Rates

StellarOne Bank is one of the largest independent, commercial banks headquartered in the state of Virginia. StellarOne Bank is a traditional community bank, offering a full range of business and consumer banking services, including trust and wealth management services and competitive Virginia CD rates. The bank operates 60 full service bank branch locations, one loan

Foreclosure

A legal process in which property that is collateral or security for a loan may be sold to help repay the loan when the loan is in default.

Club Account

Special purposes savings accounts that normally pay interest, use passbook ledgers, and have a short term designated maturity time. The most common club account is a Christmas club.

Noninterest Income

Net income for a bank that is not derived by interest earned on loans and assets. Noninterest income may include check collection fees, monthly service charges on deposit accounts, cash management services and fees from bank credit cards and consumer loans.

CD Rate Updates

Ten Banks with CD Rates Ten Times the National Average Rate

A number of bank certificate of deposits currently available have yields that are well above the national average rate. But, bank CDs that are ten times the national average rate are fewer and finding these hidden financial gems takes a little bit work. Leaders among the bank CD rates that are ten times or above […]

Bank CD Rates Rising Sharply in July

The highest CD rates available in the month of July have moved higher across all account maturities. Short term CD rates have popped right along with long term rates however, the middle of the yield curve for certificates of deposit have showed the strongest performance as the month of July comes to a close. Average […]

CD Rates Move Slightly Higher After Fed Raises Rates

As expected, the Federal Reserve announced another rate increase on March 15, 2017. The reaction by bank and bond rates to the Feds rate move was somewhat fickle. While some investors are becoming increasingly worried that the long trend of lower bank rates has been reversed, the impact in the bond and interest rate markets […]

Banking & CD FAQs

Is my bank permitted to charge me an overdraft fee as well as a fee for each day during the period my checking account is overdrawn?

Yes. Banks are allowed to charge fees for returned checks and overdrawn balances. The assessment of account fees is governed by the terms of your deposit account agreement, which you should have received when you opened the account. Review your account agreement and contact the bank for more information.

How are Internet banks regulated?

The way an “Internet bank” is regulated depends in large part on the type of institution it is. Some Internet banks are Internet sites on which customers of “bricks-and-mortar” depository institutions can access transaction services. Other Internet banks operate only through the Internet (“Internet- only”). The Federal Deposit Insurance Corporation (FDIC) monitors

Why would someone rent a safe deposit box?

It is a convenient place to store important items that would be difficult or impossible to replace. The safe deposit box also offers privacy, only you know what is inside, and security. Although many people like to keep valuables close by in a closet, safe or file cabinet at home or in the

Does FDIC insurance cover the contents of safe deposit boxes if they are damaged or stolen?

No. By law, the FDIC only insures deposits in deposit accounts at insured institutions. Although you may be putting valuables, including cash and checks, into an area of the bank that has the word deposit in its name, these are not deposits under the insurance laws that the bank can use, for example, to make

Best Rates on CDs

Best Interest Checking Account Rates

Discover Bank IRA CD Rates

Emigrant Direct

Sallie Mae Savings

Bank Deals

Checking Account Promotions

Chase Bank Promotions

Citibank Promotion

Online Checking Accounts

Roth IRA Accounts

Best Credit Card Rates

Business Credit Cards
Low Interest Rate Credit Cards
Credit Cards for Bad Credit

Chase Bank Credit Cards
Credit and Credit Score Information

Personal Checking Account

Bank Certificates of Deposit

Compare Savings Accounts
Setting Up a Bank Account
Online Bank Services
Bank Information

Open a Bank Account
Bank Money Markets

Bank IRA Accounts

Mobile Banking Online Banking

CD Ladder

CD Loan

Bank Customer Service

Bank Fees

Best Checking Accounts

Senior Checking Account

Car Loan Rate

Business Checking

Online Brokers

----------Calculators ---------

CD Interest Calculator
CD Rate Calculator
Savings Account Calculator
Compound Interest Calculator
Mortgage Payment Calculator
FHA Mortgage Calculator

Issuer

No user commented in " Issuer "

Leave A Reply

CD Rate Updates

Banking & CD FAQs

Bank & CD Tips