South Central Bank is an Illinois based bank.  The bank was established in 1966.  South Central Bank is a community bank that started by servicing the south side of Chicago.  The bank has grown to provide a broad range of personal and commercial banking services to a wide market area.

South Central Bank customers can access accounts and information online for business or personal banking.  South Central Bank also offers a variety of lending products including home improvement financing and residential mortgages.  For home mortgage loans, consumers can apply online at South Central Bank’s home mortgage website at banksouthcentral.com.  The bank is the leading provider of HUD/FHA Title 1 home improvement financing in Illinois and adjoining states.   

South Central Bank also offers a variety of deposit and savings products including free checking accounts, interest earning checking accounts, statement savings accounts, passbook savings accounts, money market accounts and certificates of deposits with some of the highest CD rates in Illinois.

Current Illinois CD rates offered by South Central Bank with a minimum $10,000.00 include the following terms and interest rates:

6 month bank CD rate is 1.55%
12 month CD rate is1.75%
18 month CD interest rate is at 2.05%
30 month Illinois CD rate is 2.35%
36 month CD bank rate is 2.70%
48 month CD interest rate 2.85%
60 month CD rate 3.05%

Interest payment options are available on these bank CDs.  CD rates are subject at the bank’s discretion and additional conditions may apply to open these bank accounts.  Early withdrawal penalties may apply to the bank CD.  For current Illinois CD rates and additional account information, call a bank representatives at 312-491-7000.  Bank rates, including CD rates and loan rates are also available on the South Central Bank online rate board which can be found at www.banksouthcentral.com.

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