Tompkins Financial is in the business of banking, insurance, and financial planning in New York.  The company is a bank holding company that owns and operates three community banks.  For 2008, the stock of Tompkins Financial is up 49%.  One of the banks owned and operated by Tompkins Financial is Tompkins Trust Company.  Tompkins Trust Company’s main office is located in Ithaca, New York and the bank has 15 bank branch locations in the surrounding area.

Tompkins Trust Company offers an ample collection of business and personal banking products and services.  At the present time, the bank has some very good rates on certificate of deposit promotions they are running.  The bank has a 7 month CD that has an interest rate of 2.10% APY.  The bank is also marketing a 15 month CD that earns an interest rate of 2.20% APY.  The minimum opening amount for this CD account is only $1,000.00.  The interest rate on these CDs can be increased by opening one of two different checking accounts with the bank.  CD accountholders that have a True Advantage Checking or Checking Plus Account and the $1,000 minimum to open the CD can increase the interest rate on the 7 month CD to 2.35% APY and increase the interest rate on the 15 month CD to 2.50% APY.

For those customers interested in other bank savings products, the bank offers money market accounts, standard savings accounts, and a variety of checking accounts from ones that include just the essentials or one that earns interest and added benefits.  The bank also has a variety of CD terms that can be help in either a Roth or Traditional IRAs. All savings accounts can be conveniently accessed using an ATM card, Internet Banking, or via telephone banking.  All of the checking accounts can be accessed using an ATM card, Visa check card, Internet Banking, or telephone banking.

The intereset rates are subject to change daily.  Additional conditions on bank accounts may apply.  Rates updated as of January 2, 2008.  Tompkins Trust Company can be reached at 888-273-3210.  The bank web site can be found at www.mytompkinstrust.com.

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