The National Bank of Georgia is Georgia based bank headquartered in Athens, Georgia.  The National Bank of Georgia has two offices, one in Athens and one in Gainesville.  The bank first opened for business in 2000.

The National Bank of Georgia offers a full range of financial products and services to meet a variety of personal and business financing needs.  NBG offers a complete range of lending services for consumers and businesses including mortgage loans, auto loans, real estate construction financing and working capital loans.  Personal banking products and services include a variety of checking accounts from free checking to interest bearing checking accounts, savings accounts and certificates of deposit.

The National Bank of Georgia certificates of deposits and bank IRA CDs provide a safe and secure FDIC insured savings vehicles.  These savings options generally provide a way to earn a higher rate of interest than other bank savings products.  The bank CDs come with flexible and convenient terms with a minimum deposit of $500.00 on the one year and greater maturities.  Bank CD terms are available from seven days to five years.

With one year and longer term bank CDs, account holders have the option of receiving the accumulated earned interest as monthly checks, or leaving the earned interest in the account to compound.  CD interest is compounded daily on the CDs with a one year and longer maturity as well.

All CD terms posted are available for Individual Retirement Accounts.  Current account terms and CD rates in Georgia offered by The National Bank of Georgia include:

6 month CD rate is 1.25%  
9 month CD interest rate is 1.35%  
1 year bank CD rate is at 1.75%  
18 month Georgia CD rate 2.00%  
2 year bank rate 2.25%  
3 year rate is 2.65%  
4 year CD interest rate 2.75%  
5 year CD rate 3.00%  

Bank rates and CD rates in Georgia offered by The National Bank of Georgia are subject to change and additional conditions may apply to open these accounts.  For current Georgia CD rates and more account information, contact a representative from The National Bank of Georgia at 706-355-3122.

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