1st National Bank of South Florida is a community Bank headquartered in Homestead, Florida.  The bank was established in 1932 and now operates seven bank branch offices in Florida.

1st National Bank of South Florida provides personal and business banking services primarily in South Florida.  The bank provides financial services through various bank products and services including accounts like checking accounts, savings accounts, certificates of deposit, IRA’s, a range of loan programs that includes home loans, agricultural loans, home equity loans and home improvement loans.

1st National Bank of South Florida offers several different certificate of deposit terms with varying interest rates.  The bank certificates of deposit offer a higher interest rate than is paid on the other savings products.  The bank CDs are all fixed rate investment products in which the interest rate is locked in at the time the money is deposited and will not vary during the term of the certificate.  The earnings on the bank CDs are guaranteed and the principal on the account will never fluctuate.

Current CD rates in Florida offered by 1st National Bank of South Florida include the following terms and interest rates:

59-89 day CD rates is at 0.58%
90-179 day bank CD rate is 0.78%
180-364 days CD interest rate 0.98%
6 month Florida CD rate 1.18%
1 year bank CD rate is 1.63%
18 month CD interest rate 2.00%
2 year CD rate 2.11% 
3 year CD rate 2.45% 
4 year bank rate 2.74% 
5 year bank CD rate 3.07% 

The CD interest rates and APYs (Annual Percentage Yield) listed above are accurate as of 2/17/2010 and are subject to change by the bank without notice.  Additional conditions may apply to open these bank CDs.  For current CD rates in Florida and account information, a 1st National Bank of South Florida representative can be reached at 800-611-8073.

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