FHA Mortgage Rates Rochester NY

Find and compare the latest FHA mortgage rates in Rochester NY from the leading mortgage lenders in the region. The local and regional mortgage lenders in Rochester NY offer a variety of low rate FHA loans. Consumers shopping for a new mortgage loan to purchase a home or refinance an existing loan can review current rates and terms to find the best FHA loan that meets their budget and financing needs.

FHA loans provide a number of benefits to home loan borrowers in Rochester and the surrounding area. Borrowers can purchase a home with a flexible down payment as low as 3.5%, FHA mortgage loans have flexible credit requirements, and the loans are available with either a low fixed interest rate or as an adjustable rate loan.

Mortgage shoppers in the Rochester NY area can use the list of FHA loans below to compare the current 30 year FHA mortgage rates in the region from local and regional mortgage lenders to find the lowest mortgage rate to fit their needs.

FHA Mortgage Rates Rochester NY
Rochester NY FHA Mortgage Lender Mortgage Rate Points APR
US Bank FHA Mortgage Rates
usbank.com
800-365-5001
3.500 0.000 4.555
Discover Bank FHA Mortgage Rates
discover.com
888-866-1212
3.625 0.875 4.451
Wells Fargo FHA Mortgage Rates
wellsfargo.com
877-937-9357
3.500 0.000 4.248
Bank of Internet FHA Mortgage Rates
bofifederalbank.com
888-546-2634
3.375 0.000 4.101
Key Bank FHA Mortgage Rates
keybank.com
800-422-2442
4.500 0.125 4.585
Peoples United Bank FHA Mortgage Rate
peoples.com
855-782-5363
3.125 0.000 4.199


The loans listed feature fixed interest rates for the life of the loan. Fixed rate loans come with terms up to 30 years and have low down payment options. These loans can also be used for refinances including cash out refinances even if a borrower is not currently using and FHA mortgage. Additional mortgage rates, terms, and loan costs are available from the local Rochester mortgage lenders.

The mortgage professionals at the local and regional mortgage lenders serving Rochester work with new borrowers to help assess their financial position, recommend a viable loan option, and guide the loan applicant through the loan application and closing process.

Many of the mortgage lenders allow new home loan borrowers in Rochester to fill out a mortgage application online, through one of their mortgage or bank branches, as well as over the phone.

All mortgage loan programs and mortgage rates listed are subject to change and require lender approval. The Rochester mortgage rates and Annual Percentage Rates for individual loan requests may vary depending on loan details, such as the points paid, loan amount, loan to value, the credit history and credit score of the borrower, property type, and occupancy.

The information posted is based on sources deemed reliable, but no warranty or guarantee is made as to its accuracy or completeness. Please contact the individual mortgage lenders to verify current FHA home loan rates in Rochester and receive additional information on loan details and requirements.

Competitive FHA mortgage rates are available throughout the Rochester NY region and Western New York. Consumers in the nearby communities of Brighton, Chili, Gates, Greece, Henrietta, Ogden, Parma, Penfield, Perinton, Pittsford, Sweden, and Webster, NY all have access to some of the best FHA mortgage rates and terms in the nation as well as nearby Genesee County, Livingston County, Ontario County, Orleans County and Wayne County.

Historically low rates on bank CDs continued again this week. Although CD interest rates were little changed by the close of the week, there were no CD terms that displayed an increase in rates and some terms ended with a mild decrease. While CD rates remain quite low, there is a wide discrepancy
Based on the current CD rate survey, the bloodletting in CD interest rates shows no signs of abating.  Savers and investors in bank CDs are seeing no reprieve in the current extended down cycle of lower interest rates.  Fortunately, the rate decline seen this week in the best CD interest rates was rather modest. The national
Bank CD rates continued to show some downward pressure from slow economic growth abroad and geopolitical tensions in select hot points in Eastern Europe and the Middle East.  The downward pressure offsets underlying forces that should start to push CD rates higher.  Upward pressures sitting under the interest rate market includes the Fed’s reduction in