FHA Mortgage Rates Rhode Island

Find and compare current FHA mortgage rates in Rhode Island from local and regional FHA mortgage lenders serving the local housing market. The competitive FHA mortgage rates and loan terms in Rhode Island come with low down payment options, low closing costs, and easy credit qualifications.

The Rhode Island area mortgage lenders offer several FHA mortgage programs. The local FHA mortgage lenders serving Rhode Island have the resources to provide home loans, refinancing plans, and mortgage programs to meet the needs of most potential home buyers.

Use the current list of FHA mortgage rates in Rhode Island to compare the numbers, to apply for new mortgage loan with one of the local mortgage lenders, or contact an FHA mortgage lender for more information on the current mortgage terms.

FHA Mortgage Rates Rhode Island
Rhode Island FHA Mortgage Lender Mortgage Rate Points APR
Webster Bank 30 Year Mortgage Rates
3.500 0.000 3.569
Peoples United Bank 30 Year Mortgage Rate
3.250 0.250 3.360
Eastern Bank 30 Year Mortgage Rate
3.250 0.000 3.300
Washington Trust 30 Year Mortgage Rate
3.500 0.000 3.568
Santander 30 Year Mortgage Rate
3.875 0.000 4.036

Along with the 30 year fixed rate FHA mortgage loans listed, area lenders offer a host of other loan products to help borrowers in The Ocean State. Rhode Island FHA mortgage lenders also offer shorter term or 15 year fixed FHA loans, adjustable rate FHA mortgages, FHA rate and term refinances, and FHA cash-out refinances.

FHA mortgage loans are an attractive mortgage solution for a variety of financing needs throughout the state of Rhode Island. The U.S. Department of Housing and Urban Development and the Federal Housing Administration (FHA) established the mortgage loan programs offered by the local lenders d to assist homeowners, homebuyers, and regulate real estate transactions.

Using current FHA guidelines, local mortgage lenders will make a credit determination based on the merits of each new mortgage loan applicant. To find out if you may qualify for, and how much you can borrow based on credit, income and debts, contact one of the FHA approved lender listed.

Additional mortgage loans, rates, and terms are available. All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Individual loan rates, APRs, and terms may vary based on the creditworthiness of the individual, the loan to value or down payment and other factors involved in the loan approval process. Other restrictions and limitations apply.

The best national CD rates stayed within a tight range for the week ending April 24, 2009.  The short term rates increased slightly, with the six month term CD rates bumping up two basis points while the one year CD rates dropped by two basis points, a basis point is 1/100 of a percent.  Mid
Certificate of deposit interest rates ended the week on June 11th with mixed results across the various maturities. The average yield for the five year CD rates ended with a gain on the week while the six month and one year term CDs remained unchanged. Unfortunately, the average rate on the top ten
CD rates reversed last week’s mild rate reduction and pushed slightly higher for the week ending July 6, 2012.  The average CD interest rate in the Selectcdrates.com CD rate index advanced but less than one basis point.  The average CD rate was up by just 1/1000th of a percent pushing the Selectcdrates.com CD rate index