FHA Mortgage Rates Rhode Island

Find and compare current FHA mortgage rates in Rhode Island from local and regional FHA mortgage lenders serving the local housing market. The competitive FHA mortgage rates and loan terms in Rhode Island come with low down payment options, low closing costs, and easy credit qualifications.

The Rhode Island area mortgage lenders offer several FHA mortgage programs. The local FHA mortgage lenders serving Rhode Island have the resources to provide home loans, refinancing plans, and mortgage programs to meet the needs of most potential home buyers.

Use the current list of FHA mortgage rates in Rhode Island to compare the numbers, to apply for new mortgage loan with one of the local mortgage lenders, or contact an FHA mortgage lender for more information on the current mortgage terms.

FHA Mortgage Rates Rhode Island
Rhode Island FHA Mortgage Lender Mortgage Rate Points APR
Webster Bank 30 Year Mortgage Rates
websteronline.com
877-892-4798
3.500 0.000 3.569
Peoples United Bank 30 Year Mortgage Rate
peoples.com
855-782-5363
3.250 0.250 3.360
Eastern Bank 30 Year Mortgage Rate
easternbank.com
800-327-8376
3.250 0.000 3.300
Washington Trust 30 Year Mortgage Rate
washtrust.com
800-475-2265
3.500 0.000 3.568
Santander 30 Year Mortgage Rate
santanderbank.com
877-729-4801
3.875 0.000 4.036


Along with the 30 year fixed rate FHA mortgage loans listed, area lenders offer a host of other loan products to help borrowers in The Ocean State. Rhode Island FHA mortgage lenders also offer shorter term or 15 year fixed FHA loans, adjustable rate FHA mortgages, FHA rate and term refinances, and FHA cash-out refinances.

FHA mortgage loans are an attractive mortgage solution for a variety of financing needs throughout the state of Rhode Island. The U.S. Department of Housing and Urban Development and the Federal Housing Administration (FHA) established the mortgage loan programs offered by the local lenders d to assist homeowners, homebuyers, and regulate real estate transactions.

Using current FHA guidelines, local mortgage lenders will make a credit determination based on the merits of each new mortgage loan applicant. To find out if you may qualify for, and how much you can borrow based on credit, income and debts, contact one of the FHA approved lender listed.

Additional mortgage loans, rates, and terms are available. All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Individual loan rates, APRs, and terms may vary based on the creditworthiness of the individual, the loan to value or down payment and other factors involved in the loan approval process. Other restrictions and limitations apply.

The best CD rates available nationally drifted moderately lower over the past week.  Although rate changes were seen on three out of the five maturities measured in the weekly CD rate survey, the magnitude of the rate movements was quite contained.  The average CD rate measured by the Selectcdrates.com CD rate index for the week
The long term erosion in CD rates that has occurred through most of 2010 has received a pause this week based on the date form the most recent survey of bank CD interest rates performed by Selectcdrates.com. A pause in CD interest rate returns is welcome relief for bank CD investors but is even more
CD interest rates offered by banks that are available nationally were little changed for the week ending September 25, 2009.  Short term bank CD rates, six month and one year term CDs, were unchanged while the longer term CD rates, two year and five year terms,  moved in opposite directions by a relatively very small