FHA Mortgage Rates Georgia

Find a list of current FHA mortgage rates in Georgia from local and regional mortgage lenders serving the Georgia housing market. The local mortgage lenders in Georgia offer new borrowers a number of low rate and low cost FHA mortgages for new home purchases and refinances. The less stringent approval requirement and low costs for these loans, make FHA loans are popular choice for new borrowers throughout Georgia.

New home loan borrowers can find the best rate on a Georgia FHA mortgage loan if they comparison shop with multiple mortgage lenders operating in the local market. Review the updated list of Georgia FHA mortgage rates for a 30 year fixed rate loan from local mortgage lenders to find the best mortgage loan and rate to fit your needs.

FHA Mortgage Rates Georgia
Georgia FHA Mortgage Lender Mortgage Rate Points APR
Whitney Bank FHA Mortgage Rates
whitneybank.com
800-813-7346
3.125 0.000 3.836
Happy State Bank 30 Year Mortgage Rates
happybank.com
806-359-8811
3.250 0.000 3.746
BBVA Compass FHA Mortgage Rates
bbvacompass.com
888-853-6346
3.125 1.250 4.074
First National Bank FHA Mortgage Rates
www.firstnational.com
877-687-5626
3.250 0.000 3.946
Cadence Bank FHA Mortgage Rates
cadencebank.com
877-326-2265
3.250 0.000 4.062


The FHA loans offered are a fixed rate mortgage loan, which means that the interest rate remains the same for the entire loan term. The mortgage lenders serving the Georgia housing market offer several different types of loans and repayment terms. Additional mortgage rates and terms are available in Georgia including fixed rate FHA loans with shorter terms and FHA loans that are set up as adjustable rate mortgages.

FHA mortgage loan options also include fixed and adjustable rate refinancing options. Georgia mortgage lenders have very competitive refinance rates and terms for current homeowners even if their current loan is not an FHA loan. With several loan programs to select from, new borrowers should be able to refinance their home without hassles and hoops to jump through.

The local FHA lenders in GA are direct lenders which helps ensure that customers get fast and accurate closings. The lending process is completed directly in the region including the processing, underwriting, closing, and funding. Mortgage loan representatives are easily accessible to help new home loan applicants in GA find the perfect loan and interest rate to match their needs.

Mortgage rates, program terms and conditions are subject to change without notice. Local FHA mortgage loan rates and terms for individual loan requests in Georgia may vary based on a variety of loan features such as the loan amount, loan term, the credit score of the borrower, down payment amount, points paid, repayment schedule, and other characteristics.

All home loan products are subject to credit and lender approval. Other terms, conditions, restrictions and fees may apply.

Annual Percentage Yield (APY) is the term used to express the annual rate of interest on an investment that takes into account the effect of compounding. Normally an investment is sold on the basis of a Nominal Interest Rate, but the nominal rate does not take into account the effect of earning interest
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