Bristol County Savings Bank offers home mortgage loans in Massachusetts and Rhode Island.  The bank is based is Taunton MA and has locations Southeastern Massachusetts and Northern Rhode Island area.  In addition to its branch locations Bristol County Savings Bank operates four dedicated loan centers.

Bristol County Savings Bank loan products include traditional fixed rate and adjustable rate mortgages, first time home buyers mortgages, affordable housing programs, MassHousing Finance Agency loan programs, Rhode Island loan programs, construction to permanent mortgages, lot loans and jumbo mortgages.  Quite a wide assortment of loan options for new home buyers and existing home owners seeking to refinance their current loan.

At Bristol County Savings Bank offers prospective buyers a free pre-approval at any time. The bank also holds free, educational Home Buyers’ Seminar for those thinking about purchasing a house.

Current mortgage rates in Massachusetts and Rhode Island offered by Bristol County Savings Bank include the following rates and terms:

The 30 year fixed rate mortgage is at 3.875 percent with no points and a 3.910 percent APR. 

A 15 year mortgage has an interest rate of 3.375 percent with no pints and an APR of 3.400 percent.
For Massachusetts properties, the interest rate on a MassHousing Mortgage is 4.000 percent and no points with an APR of 4.014 percent.
These home mortgages are offered in cooperation with MassHousing Finance Agency for purchases with low down payment and discounted private mortgage insurance (PMI).

The mortgage interest rate and fees listed are loans in Massachusetts and Rhode Island are available to borrowers with an excellent credit history.  The actual interest rate and fees available for individual loan requests may vary based on a number of factors including the loan amount, down payment, credit profile of the borrower and other factors. 

The Bristol County Savings Bank mortgage rates, annual percentage rates (APRs), and points shown are subject to change without notice.  All loans and terms require bank approval.

To find out more information on RI mortgage loans and Mass mortgage loans available through Bristol County Savings Bank, contact the residential lending department at 800-643-2272.

Home loan borrower can call a local mortgage representative with the bank, visit one o the Bristol County Savings Bank branches or go online to submit a new loan application in less than 20 minutes

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