With the Citi Platinum Select credit card, card holders receive interest free credit for the first 21 months on purchases and credit card balance transfers. The Citi Platinum Select credit card is a no annual fee credit card that offers one of the most generous terms regarding introductory credit card rates.

Once the 0 percent introductory credit card rate expires after 21 months, the credit card APR will be 11.99% – 20.99% based upon creditworthiness of the credit card applicant. As with most all card currently on the market, this is a variable rate card based on the Prime Rate plus a margin.


The Citi credit card offers the MasterCard PayPass payment program. Pay Pass is the quick payment feature that can be used for transactions of $25.00 less at establishments that have a Pay Pass reader. With Pay Pass there is no signature requirement on most transactions to speed up the process time on purchases.

The Citi Platinum Select credit card also features secure and free online credit card account management. Additional credit card features include Travel and Emergency Assistance services, auto rental insurance, extended warranty plan, retail credit card purchase protection, zero dollar liability from unauthorized charges, 24/7 credit card customer service as well as additional features and services from Citibank.

Though this credit card is geared towards consumers with very good credit, the online application process is fast and easy with card approval decisions for the new card made quickly.

There is no reward program associated with the credit card however, the extended introductory credit card rate terms more than make up for this loss especially for those consumers that either carry a credit card balance or have some planned large purchases or even measurable travel expenditures coming soon.

Citi® Platinum Select® MasterCard®


Selectcdrates.com presents this credit card promotion to help consumers research the best credit card offers with the best credit card rates. Compare all the current credit card options carefully before choosing the best credit card to fit your needs. Reasonable efforts are made to maintain accurate information reading all credit card offers. However all credit card information is presented without warranty. Review the online credit card application for details about current credit card terms and conditions.

Additional credit card resources can be found at Best Credit Card Rates, Credit Cards with Cash Back, Chase Bank Credit Cards or Apply for a Citibank Credit Card.

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