Costa Mesa Mortgage Rates

Find a list of mortgage rates and home loan products offered in Costa Mesa California by the leading banks and mortgage lenders serving the region. The competitive mortgage rates available for Costa Mesa home loan borrowers include mortgage interest rates for purchases and refinances.

The local mortgage lenders in Costa Mesa and the neighboring communities in Southern California have various lending options for new home loan borrowers. The mortgage lenders have traditional fixed rate and adjustable rate mortgage available with standard repayment terms. FHA mortgages and VA mortgage are also promoted by the local lenders that come with more relaxed qualifying standards. Jumbo mortgages with fixed and adjustable rate mortgages are presented by mortgage companies operating in the region to accommodate borrowers that need larger loan amounts.

Compare the 30 year fixed rate home loan interest rates from locally based mortgage lenders serving Costa Mesa to secure the most advantageous real estate financing on the market.

Costa Mesa Mortgage Rates
Costa Mesa Mortgage Lender Mortgage Rate Points APR
Fremont Bank 30 Year Mortgage Rates
3.750 0.125 3.794
Bank of the West 30 Year Mortgage Rates
3.500 0.625 3.623
OneWest Bank 30 Year Mortgage Rates
3.375 0.000 3.426
Bank of Internet 30 Year Mortgage Rates
3.750 0.000 3.803
UMPQUA Bank 30 Year Mortgage Rates
3.500 1.000 3.648

Additional loan products and terms can be obtained from the mortgage lenders serving Southern California including residential mortgages with different terms, different rate and point options, and different product types. Custom loan packages tailored to meet specific individual needs can also be generated through the lenders in the market area. Refinance rates and terms for Costa Mesa home loan borrowers are also available across a wide spectrum of loan options.

The mortgage rates in this region of California remain extremely low due to the competitive market place and streamlined operations maintained by the lenders in the area. The application and lending process can be easily navigated by new borrowers who will find low loan costs combined with lower interest rates and fees.

Mortgage rates and Annual Percentage Rates on the Costa Mesa loans may vary depending on loan details, such as the points paid, loan amount, loan-to-value, the borrowerís credit score, property type, and occupancy. Underwriting standards may vary for each lender. Due to market fluctuations, interest rates are subject to change at any time and without notice.

The mortgage information presented is believed to be reliable but may have changed since this publication date, the information is not guaranteed.

CD interest rates offered by banks that are available nationally were little changed for the week ending September 25, 2009.  Short term bank CD rates, six month and one year term CDs, were unchanged while the longer term CD rates, two year and five year terms,  moved in opposite directions by a relatively very small
Bank CD rates continued down a path of lower yields for the week ending July 3, 2009.  Even though the expectations have been for higher CD rates, banks reduced the rates offered on the majority of certificates of deposit maturities.  Bank CD yields presented on the highest bank rates moved lower across all CD terms
The highest CD interest rates available nationally were lower this past week; however the drop in interest rates for the top best bank rates was quite mild.  The index measuring the average rate for the top ten highest 3 month CD rates through five year CD rates was down by just .004 percent this