Costa Mesa Mortgage Rates

Find a list of mortgage rates and home loan products offered in Costa Mesa California by the leading banks and mortgage lenders serving the region. The competitive mortgage rates available for Costa Mesa home loan borrowers include mortgage interest rates for purchases and refinances.

The local mortgage lenders in Costa Mesa and the neighboring communities in Southern California have various lending options for new home loan borrowers. The mortgage lenders have traditional fixed rate and adjustable rate mortgage available with standard repayment terms. FHA mortgages and VA mortgage are also promoted by the local lenders that come with more relaxed qualifying standards. Jumbo mortgages with fixed and adjustable rate mortgages are presented by mortgage companies operating in the region to accommodate borrowers that need larger loan amounts.

Compare the 30 year fixed rate home loan interest rates from locally based mortgage lenders serving Costa Mesa to secure the most advantageous real estate financing on the market.

Costa Mesa Mortgage Rates
Costa Mesa Mortgage Lender Mortgage Rate Points APR
Fremont Bank 30 Year Mortgage Rates
3.750 0.125 3.794
Bank of the West 30 Year Mortgage Rates
3.500 0.625 3.623
OneWest Bank 30 Year Mortgage Rates
3.375 0.000 3.426
Bank of Internet 30 Year Mortgage Rates
3.750 0.000 3.803
UMPQUA Bank 30 Year Mortgage Rates
3.500 1.000 3.648

Additional loan products and terms can be obtained from the mortgage lenders serving Southern California including residential mortgages with different terms, different rate and point options, and different product types. Custom loan packages tailored to meet specific individual needs can also be generated through the lenders in the market area. Refinance rates and terms for Costa Mesa home loan borrowers are also available across a wide spectrum of loan options.

The mortgage rates in this region of California remain extremely low due to the competitive market place and streamlined operations maintained by the lenders in the area. The application and lending process can be easily navigated by new borrowers who will find low loan costs combined with lower interest rates and fees.

Mortgage rates and Annual Percentage Rates on the Costa Mesa loans may vary depending on loan details, such as the points paid, loan amount, loan-to-value, the borrower’s credit score, property type, and occupancy. Underwriting standards may vary for each lender. Due to market fluctuations, interest rates are subject to change at any time and without notice.

The mortgage information presented is believed to be reliable but may have changed since this publication date, the information is not guaranteed.

Bank certificate of deposit interest rates continued to move lower last week.  All bank CD maturities turned lower with the exception of the long term, five year bank CDs.   Based on our most recent survey of the top ten best bank CD rates, the 6 month CD rates, one year CD rates and two year CD
Bank CD rates had mixed results for the week ending October 2, 2009.  Short terms CD rates were lower while midterm CD rates were higher and the longer term CD rates were unchanged.  While bank CD rates moved very little in total, Treasury rates continued to move lower for the week with the one year
The Federal Funds Rate is the interest rate at which private financial institutions such as banks lend their reserves held at the Federal Reserve to other financial institutions overnight for short term needs. A bank or other financial institution lends out most of the money deposited with it but also is obligated by law to keep