Commerce Bank Mortgage Rates

Find the lowest mortgage rates offered by Commerce Bank. Select from the current 30 year mortgage rates, FHA rates, 15 year mortgage rates and more that are promoted by Commerce Bank throughout the Midwest. Commerce Bank makes new mortgage loans for purchases and refinances in Missouri, Kansas, Illinois, Oklahoma and Colorado.

Commerce Bank has a wide variety of home loan programs for individuals seeking to buy or refinance a home loan. Commerce is a seasoned veteran mortgage lender in the residential mortgage industry. The bank offers a comprehensive array of home loan options including conventional fixed rate mortgage loans, FHA loans, VA loans, jumbo loans, and loans for first time home buyers.

Mortgage shoppers can choose from an assortment of fixed rate loans with fixed monthly payments and flexible terms or select from a variety of different adjustable rate mortgage products. The ARMs work differently than fixed home loans, and presently, home loan borrowers can find an exceptionally competitive interest rate on these loan products.

The jumbo mortgage loans, conforming mortgage loans, FHA mortgage loans, and VA loans offered are available with either a fixed mortgage rate and monthly mortgage payment or with an adjustable interest rate. Terms range from short, ten year loans on up to 30 year term loans.

Commerce Bank provides mortgage shoppers with a wide range of innovative mortgage options for just about every situation and budget range, all at competitive rates with low costs.

Commerce Bank Mortgage Rates
Commerce Bank Mortgage Mortgage Rate Points APR
Commerce Bank 30 Year Mortgage Rate
3.625 0.500 3.723
Commerce Bank 15 Year Mortgage Rate
2.875 0.000 2.976
Commerce Bank FHA Mortgage Rate
3.375 0.000 4.076

The mortgage rates listed for Commerce Bank are subject to change without notice and may vary depending on loan amount, loan-to-value (LTV), credit worthiness, property type and type of transaction. The interest rates, annual percentage rates (APRs), and discount points shown are based on the institutions online published rates. Contact a mortgage representative at Commerce Bank for the most recent rate updates and to review the terms of their offers.

Commerce Bank is a Missouri based bank that provides a full range of financial products to consumer and commercial. The bank operates over 200 full service branches in Missouri, Kansas, Illinois, Oklahoma and Colorado. The bank has operating subsidiaries involved in mortgage banking, credit related insurance, venture capital, and real estate activities.

Additional information can be obtained by visiting the bank web site at or by calling a Commerce Bank mortgage representative at 800-903-3210.

This information is believed to be reliable, but the information is not guaranteed. Other terms and conditions may apply.

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