Citibank CD rates were predominantly unchanged for the week ending August 14, 2009.  This isn’t necessarily a bad thing for CD investors considering opening a bank CD with the nation’s third largest bank.  When you are looking for the best CD rates, Citibank CD rates rank as some of the best in the nation depending on the region.  Citibank CD rates also have some of the greatest variety among the major U.S. banks.

The CD rates at Citibank published in the accompanying table represent the in branch CD rates the bank promotes nationwide.  The best CD rates at Citibank are generally the online specials that the bank promotes either through select media outlets or by calling one of their customer service representatives.

Some of the in branch CD rates are quite attractive as well and require only a minimum $500.00 deposit.  The one year Citibank CD rate is presently at 1.50%.  An 18 month CD rate at Citibank is being promoted with a yield of 2.25%, which is comparable to some of the best CD rates available nationally with a longer two year term.  A four year CD rate from Citibank stands at 2.75%.  The in branch CD rates at Citibank range in term from three months, which has a CD rate of 0.40%, to five years, which has a CD rate of 3.00%.

The Citibank CD Rates that are most attractive are the regional online CD rates.  For example, a one year CD rate in Illinois has an interest rate of 2.00%.  A two year CD rate with Citibank in Virginia is at 2.50%.  Citibank CD rates with a five year term in California lead the state.  Citibank CD rates in California with a five year terms are currently at 4.00%.

Citibank CD rates are subject to change without notice.  For current CD rates and bank CD account information, a bank representative can be reached at 800-374-9500.  To investigate all of the diverse CD rates and terms offered by Citibank including the regional specials it will be necessary to call a bank representative.  Standard Citibank CD rates are available online at the Citibank website located at

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