Kentucky based bank, Kentucky Neighborhood Bank or KNB, offers a broad range of financial products and services in the Bluegrass State.  The bank offers checking and savings accounts home mortgages, traditional consumer and business accounts and bank CDs with CD rates that are exceed the national average rates by a good margin. 

Kentucky Neighborhood Bank offers certificates of deposit with minimum investments as low as $500.00.  The KNB Kentucky based bank CDs as well as the CD IRAs provide a secure way to invest funds while earning a guaranteed rate of return.  The competitive interest rates are fixed for the term which range from 6 months to four years.

The bank CDs offered in Kentucky do not permit transaction activity, CD account holders do have the option of withdrawing the earned and posted interest at anytime on the longer term certificates.  The bank CDs are FDIC insured to the maximum extent allowed by law per account holder.

Along with a variety of other financial services and savings programs for consumer, KNB offers both Roth and Traditional IRA’s for bank CD accounts. 

Current Kentucky CD rates and terms offered by KNB include:

6 month certificates of deposit have a rate of 0.55 percent.
The 12 month KY certificate of deposit is at 0.75 percent.
An 18 month certificate has an interest rate of 0.85 percent.
The two year CD rate is 1.10 percent.
36 month certificates of deposit have a yield of 1.50 percent.
The 48 CD rate in Kentucky is 1.75 percent.

The Kentucky CD interest rates and Annual Percentage Yields are current as of July 6, 2012 and are subject to change at any time prior to opening the account.  A penalty may be imposed for early withdrawal from the bank CD accounts.

The interest rates for certificates of deposit at Kentucky Neighborhood Bank are updated on an on-going basis as the market changes.  For the latest CD rates and terms available in Kentucky, contact a KNB bank representative at 1.877.562.7997.

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