Oceanside Bank is a Florida based bank headquartered in Jacksonville Beach, FL. The bank has been in business for over 12 years and now operates four bank branches in the region.

As a local bank, Oceanside Bank possesses some significant advantage over the large money center banks operating in the region. The local branch of Oceanside Bank has fewer customers to serve and can focus more of their attention and services to their clients’ specific needs. Oceanside Bank also offers higher savings account rates, better rates on certificates of deposit, as well as competitive mortgage rates that the nationwide competitors do not match.

Oceanside Bank also offers a full line of business banking services and consumer banking services. Among the consumer banking services, Oceanside Bank offer a full range of options for certificates of deposit, money market accounts, savings account and checking accounts. The Florida bank also offers business loans, personal loans, home equity lines of credit, and many more loan options.

The Florida bank CDs offered by Oceanside Bank can be opened with a low $500.00 deposit, have no service fees and come in wide range of maturities. Options for the bank CDs range from short term, 30 day CDs to long term, 5 year bank CDs.

Current Florida CD and CD rate options offered by Oceanside Bank include the following terms and rates:

30 day Florida CD rate is 0.40%.
3 month CD rate 0.50%
6 month CD interest rate 0.75%.
1 year CD rate 1.15%.
18 month CD rate in Florida is also at 1.15%.
2 year bank CD rate 1.50%.
30 month Florida CD rate 1.60%
3 year CD rate 1.75%
4 year CD interest rate is at 2.15%
5 year rate 2.40%

Oceanside Bank offers a Step-Up CD to go along with the standard bank CDs. With the bank’s Step-Up CD, the account holder has the option to change the interest rate on the bank CD without a penalty. The 24 month Step-Up CD earns a rate of 1.50% with the option to step-up the interest rate one time during the term.

The Florida CD rates and annual percentage yields listed are current as of November 1, 2010 but are subject to change at any time. For current Florida CD rates from Oceanside Bank, a bank representative can be reached at 904-247-9494.

Oceanside Bank also offers a very competitive money market account and basic bank savings account. The bank money market account has a current interest rate of 1.01% for balances of $2,500 up to $100,000. The bank savings account rate is now yielding 0.75% for balances of $100.00 or greater.

To find more information on the best Florida CD rates referr to Florida CD rates. For more information on the best CD rates by term refer to the following pages; 6 month CD rates, 1 year CD rates, 2 year CD rates and 5 year CD rates.

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