Athens State Bank is locally owned and operated bank in Athens, Illinois.  The main objective of the bank is to provide banking services to its customer base in Menard and Sangamon counties Illinois.

Athens State Bank has a long history of serving the local community surrounding Athens.  Athens State Bank first opened its doors May 21, 1910 in downtown Athens.  Athens State Bank offers three full service locations to serve retail banking needs.  The bank has a data center facility which is available for phone support concerning bank accountholders deposit and loan accounts, in addition to internet banking and bill pay.  All of the retail bank facilities are full service, offering a wide array of products and services.  The retail bank branches are designed to assist as many customer banking needs as possible, whether it is to open a deposit account or obtain a loan.

The bank offers a selection of standard consumer bank products including checking accounts, savings accounts, money market accounts and CDs.  The bank CDs terms range from 30 days to 30 months.

Bank CD rates.

1 month CD has an interest rate of 1.51% APY.
3 month CD earns an interest rate of 2.02% APY.
6 month CD yields a rate of 2.27% APY.
7 month CD has an interest rate of 2.38% APY.
One year earns an interest rate of 2.53% APY.
18 month CD yields a rate of 2.68% APY.
Two year CD has an interest rate of 2.78% APY.
30 month CD earns an interest rate of 3.04% APY.
Three year CD yields a rate of 3.57% APY.

A minimum opening balance of $1000.00 is required, with interest compounded and credited monthly to your account.  CD accountholders can select how interest is paid whether monthly, quarterly, semiannually or at maturity.  Interest can be automatically transferred to a bank deposit accounts or an interest check can be mailed directly to the bank CD accountholder.

Bank CD rates are subject to changes and additional conditions may apply to open an account.  Consult a bank representative for more information including current CD rates at 217-636-8214, visit one of the three bank branches or view the CD rates and account information on the bank website at

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