The Bank of Holly Springs opened its doors back in1869.  The bank has five bank branches servicing the communities surrounding historic Holly Springs, Mississippi.  The Bank of Holly Springs provides consumer bank products such as checking, savings, money market accounts and CDs.  The bank has 24 telephone banking services as well as internet banking services.  The Bank of Holly Springs primary service area for its bank products and services consists of Marshall, Benton, and Lafayette Counties in Mississippi.  The bank reserves the right to refuse any account request from outside this area.

The bank money market account is cuurently yielding a rate of 1.26% APY.  The interest is compounded monthly and credited monthly.  There is a monthly minimum balance fee on the money market account if the daily balance drops below $2,500.00.  The money market account is a variable rate account and the interest rate and annual percentage yield may change at the bank’s discretion.

The bank also offers fixed rate and fixed term CDs for its customers.  The bank is now offering the following CD rates and terms.

3 month CD rate 1.76% APY
6 month CD rate 2.27% APY
1 year CD rate 2.53% APY
2 year CD rate 2.79% APY
3 year CD rate 3.00% APY
4 year CD rate 3.00% APY

The minimum balance to open these bank CD accounts is $1,000.00.   Deposits and withdrawals are not allowed after the CD account is opened.  Interest will compounded daily on the CDs.

Bank CD rates are subject to change and additional conditions may apply in order to open one of these CD accounts.  The Bank of Holly Springs can be reached by phone at 662-252-2512.  The bank website holds information regarding bank products and services as well as deposit rate information including bank CD rates.  The bank web address is

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