Laurens county Georgia is home of the Bank of Dudley.  This bank is already in its second century of doing business.  It is the only bank in the county to stay open through the Great Depression.  The Bank opened for business in November 1905 and has been FDIC insured since January 1, 1934.  Bank of Dudley is chartered as a Federal Reserve Non-member. Therefore the primary regulator is the Federal Deposit Insurance Corporation (FDIC).

To close 2008, the bank had assets of $165,639,000 and net income of $1,641,000.
Performance ratios for the bank included noncurrent loans running at 1.06% of total loans, core capital or leverage ratio of 11.26%, tier 1 risk-based capital ratio of 15.38% and total risk-based capital ratio of 16.62%.

The bank offers checking accounts, savings accounts, CD accounts, money market accounts, credit cards, personal loans and mortgage loans.  The bank also has the latest in banking services, including internet banking and electronic bill payment.

CD rates offered by Bank of Dudley.

1 month CD rate is .25% APY
3 month CD has an interest rate of .50% APY
6 month CD yields a rate of 1.00% APY
1 year CD rate is 1.51% APY
18 month CD also earns an interest rate of 1.51% APY
2 year CD rate is 1.76% APY
3 year CD has a rate of 2.02% APY
4 year CD also earns an interest rate of 2.02% APY
5 year CD rate is 2.02% APY

The bank CDs require a low minimum deposit of just $100.00.  Bank CD interest rates are subject to change.  Call a bank representative for more information on these accounts and the most current CD rates at 478-277-1500.  The bank posts timely bank rates on their website as well as the current CD rates; the bank web address is www.bankofdudley.com.

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