Getting the highest CD interest rates with the right terms on a certificate of deposit in Iowa and Arizona has just become a little easier with the Pick-A-Term CD rate promotion at Banker Trust.  The Bankers Trust flexible CD promotion gives customers the option to pick the certificate term that suits their savings needs while earning an above average yield.

The maturity on the Pick-A-Term CD can be from 7 months to 27 months.  The interest rate on this CD promotion is among the highest available in IA and AZ and is more than five times the national average bank CD rate for comparable term accounts.

Bankers Trust’s bank rate promotion offers the best rate of return for those customers that choose a shorter term.  The advertised rate of return for a 12 month maturing certificate is 1.30% APY.  The national average rate for 12 month term CDs is just 0.22%.

The interest rate on these CDs can be enriched even slightly more for bank customers that have additional account relationships with the bank.  CD rates for this promotion may be increased by as little as 0.02% on up to 0.10% depending the relationship package held with the bank.  Contact the bank or visit the Bankers Trust web site for details on banking relationship packages.

There is a $1,000.00 minimum deposit needed to open one of the promotional CDs in Iowa and Arizona.  All bank certificates are FDIC insured to the maximum amount allowed by law.  Interest earned on the bank CDs offered by Bankers Trust is compounded annually and may be paid monthly, quarterly, semi-annually, annually, or at maturity. Penalty for early withdrawal.  Bank fees may reduce earnings.

The interest rate and annual percentage yield (APY) are effective as of 09/25/2016, and may change without notice.  Promotional CDs available only for consumer customers holding accounts for personal, family, or household purposes.  Advertised APYs available to customers residing in the Des Moines, Ames, and Phoenix metropolitan areas.  Not valid in combination with other promotional offers.  All interest rates and terms and conditions are subject to change without notice.

Bankers Trust is headquartered in Des Moines, Iowa and is the largest independently owned depository institution in the state.  The bank has branches in central Iowa (including
Ames), Cedar Rapids, and Phoenix, as well as offices in Omaha and Sioux Falls.  Iowa CDs and Arizona CDs are available in a variety of other terms with locked-in interest rates.

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